Sifus, I need advice

Can I apply loan from panel bank but not from specific branch of the bank but using TLS lawyer?

Ppl said MLTA is better than MRTA. Is it true? How many years is standard and if I take 30 years, is it reasonable?


Thx

For own stay, now booked jor.. wanna buy this house cuz no money to buy landed !! Damn expensive now

no money for investment, but of course with oppurtunity and preparation, i would like to invest as well in future, not now..

need money for marriage ..

Everything is $ $ $ $ $

I see many smart ppl invest here.. less own stay.. later at night scary ler if invested house no one @_@

but how much u all think this place will appreciate? Say next 3 years can go RM500K or not ?

This post has been edited by vincyjune: Dec 27 2012, 04:47 PM

Omg, whos that pretty girl, intro plz? ...

oh Rio, i know

ok, back to topic. anyone know whats the shortest and cheapest way to shah alam from Ivory?

my family and gf stay at bangi and kajang,

i chose this cuz is affordable for me, and to stay near to them.

im a salesman, one of the reason i chose condo is the security there. If i go outstation, at least my gal will stay in safely.

another reason as its near to Giant as well.

Disadvantage is a bit far from there to shah alam. if i choose highway, it'll be more expensive ler

So need advice anyone whom traveling from Ivory to shah alam


This post has been edited by vincyjune: Dec 27 2012, 05:16 PM

Thks sifus.

Am staying in bangi now. To shah alam (nearby kota kemuning), I take skve all the way. Through skve, Rm 1.90 then RM2.00 toll nearby subang. Around 90-100km per day.

To skip more toll, frm ivory, I might go thru kajang town thru skve. So the total of Rm3.90 is still the same. Jz tat if frm ivory going thru kajang town, might b very jam and need more time to reach.

How bad is the traffic frm ivory to sg chua in the morning working day, I don't knw for sure. Haven't do experiment yet,

I knw its far. But wanna stay near to family. Parents can take care of my future baby if nearer. Plus I might not work in shah alam forever

Pening kepala..

What time do u go out every morning?

Me in Bdr baru bangi. From there to SILK highway at Sg. Ramal, its around 15 - 20 mins depending on the jam as well.. crazy..

SO near yet So FAR !

Havent go out research myself on the road yet..

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Added on January 2, 2013, 2:01 pmI jz got my OCBC bank loan approved.

Bank loan based on amount. (They can give up to 90%)
38 yrs tenure
BLR-2.4%
MLTA 25 yrs
Graduate loan

Jz an advice.. Do not tell the rebates by TLS developer to any bank. The reason is that once bank know the rebates, they might reduce loan to 85% or 80%.

Jz my satu sen!

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Added on January 2, 2013, 3:25 pmIm still new in property thingy.

WHat is VP or KV?

thanks

This post has been edited by vincyjune: Jan 2 2013, 03:25 PM

vacant possession means?