Is this a flexi loan package?
I was told flexi loan around blr-2.2% only...




got my offer from Ambank

90% loan
-2.4%
30 years tenure
5 years min MRTA
normal home loan (no service charges)
rm200 to open acc in Ambank (not sure this is a processing fee)

This post has been edited by JockMatGuy: Nov 24 2012, 10:56 AM

actually roughly hw much do we nid to pay for the total of 3 years interest during construction period?

BOOM BOOM BOMM


Kajang = 2nd bangsar ?







This post has been edited by kEMUNING: Nov 24 2012, 12:34 PM

i also asked this question for some time already... but still no response la...

any sifu here pls????

Not a sifu but usually its 4% of the total price

4% out of Purchase Price or loan amount?

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Added on November 24, 2012, 1:18 pmada lock in tak?

This post has been edited by -/00\-: Nov 24 2012, 01:18 PM

Yup it's. 90% for 35 years, BLR-2.3% only, but no monthly fees (as some bank might charged rm10 per month) and no processing fee. Lock in period for 3 years. MRTA duration is up to you, I took for 16 years for the fees of rm5k+, and Maybank claims their MRTA is cheapest as they link with their own Etiqa Insurance (I not sure how true is this)

This post has been edited by NoDoubt Leong: Nov 24 2012, 03:16 PM

anyone apply HSBC?
i informed by TLS staff my loan had been approved 90% but the loan detail TLS say the hsbc still waiting for the approved.

did you all facing this kind of things before?

Age is the issues for applying home loan? becasue HSBC staff had inform me that my age is too young. thier ideal agen is 27 wor....

izzt true??


get know my loan approve after 3 week i submited my doc.

now almost a month leh still processing... =.=

Thanks~ 1 unit only I purchased another 1 my friend

so far looking at the comments from you guys... it looks like 90% of the ppl strongly think that this ivory residence will bring a very positive cash flow upon VP.....

actually i think it really strongly rely on how TLS going to shape up or brand up the whole mutiara heights area.... its really something like setia alam where sp setia did a very good job in developing the whole area to become another standalone city..... if TLS can do a similar thing, like build up more luxury houses or commercial lots in the neighbourhood, its going to bring up this area to another stage!

my target is to hit 360psf upon VP, is that target too high?

wat do you mean by positive cashflow?

any1 sign spa ord?

I think should say positive flow in cash

still dont quite understand.. nvm..

Buy IR will get u Positive cash flow loh. Means good buy.

Now u understand? Lolz. Jk.

wah ah chris kor, so happy today ah? just hantam 1 RR today izzit?

i m just curious the +ve cashflow means rental or wat... if talking about +ve rental yeild upon vp, i m abit pessimistic IR can be rented at 1.7k after 3 years.. however appreciation wise still possible..

actually i m refering to capital appreciation only... rental yield wise, really dont think its possible.....

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Added on November 25, 2012, 4:55 pmchris gor, i tot u only good in usj area... kajang also mari already?

This post has been edited by iamgoodman: Nov 25 2012, 04:55 PM

ic.. tats y i was abit puzzled with the "positive cashflow" term.. its "gain" that i suppose you are refering to..

cheers..

Oliday mah. Haha. No la, gila meh. RR increased RM 100k, totally diff story dy. Increase 30k I also need to consider 2 times, lolz.

Rental, I not sure bcz I am not familiar of Mutiara Heights. But apprecuation wise, I think possible given its entry n prices.

haha ok chief, lets take it to other thread.. also enjoy ur holiday la.. dun lyn everyday...