QUOTE(shawnk @ Nov 7 2012, 05:27 PM)
still looking for pool n forest view unit... Investment Ivory Residence @ Mutiara Heights, Kajang, by TLS, share your opinions here
Investment Ivory Residence @ Mutiara Heights, Kajang, by TLS, share your opinions here
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Nov 7 2012, 05:32 PM
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31 posts Joined: Apr 2007 |
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Nov 7 2012, 05:36 PM
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804 posts Joined: Feb 2009 |
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Nov 7 2012, 05:44 PM
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148 posts Joined: Nov 2007 |
you want both view or just one? raja lau has a forest view unit on the 18th floor..
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Nov 7 2012, 08:07 PM
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31 posts Joined: Apr 2007 |
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Nov 8 2012, 06:30 PM
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8 posts Joined: Nov 2012 |
i am planning to let go a unit at block A swimming pool view. pm me. thx.
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Nov 8 2012, 09:57 PM
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31 posts Joined: Apr 2007 |
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Nov 8 2012, 10:47 PM
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207 posts Joined: Jul 2006 |
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Nov 9 2012, 03:08 AM
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28 posts Joined: Jan 2003 |
Any reason why suddenly everyone letting go?
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Nov 9 2012, 07:49 AM
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178 posts Joined: Jan 2009 |
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Nov 9 2012, 09:18 AM
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307 posts Joined: Oct 2008 |
QUOTE(aod1984 @ Nov 9 2012, 03:08 AM) The only reason they want to let go is their loan cannot go through but they still want to to make quick money.The developer promises refund in the event if the loan doesn't go through, so why need to let go here unless they are looking to take some quick money. The developer doesn't allow to change name also, so no point re-selling it in the forum. |
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Nov 9 2012, 09:26 AM
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Junior Member
421 posts Joined: Aug 2005 From: Kepong |
Sigh, still haven't receive any news on my loan application..it's been almost 2 weeks. Wonder if get rejected, will they release my unit straight and I can resubmit my application?
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Nov 9 2012, 01:45 PM
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10 posts Joined: Dec 2010 |
Hi guys, just got to know my loan approved at 90% for 40 years by ambank. Lock in period 3 years. But on condition MUST take MRTA. I am not too happy taking MRTA. Need your opinion. Shall I take up the offer or look for loan at other banks?
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Nov 9 2012, 01:54 PM
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Junior Member
307 posts Joined: Oct 2008 |
QUOTE(syaz80 @ Nov 9 2012, 01:45 PM) Hi guys, just got to know my loan approved at 90% for 40 years by ambank. Lock in period 3 years. But on condition MUST take MRTA. I am not too happy taking MRTA. Need your opinion. Shall I take up the offer or look for loan at other banks? congrats! 90% for 40years is the best offer anyone can expect. MRTA is to cover the repayment risk of your family members, should anything bad happen to you, the MRTA will repay all the outstanding loan on behalf for your family members. If you are already adequately covered by life insurance (ie say life insurance can cover 300K) then you may not want to take MRTA, but again, that life insurance amount is only enough for the outstanding loan for the house, there will be nothing left to the family members. Supposed you could include the MRTA into your loan the repayment should not amount to much every month, but it will be a great peace of mind for yourself and family. I personnally think it is good to have MRTA covered, imagine leaving loads of debts to repay should anything bad happen. This post has been edited by Talbac: Nov 9 2012, 02:01 PM |
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Nov 9 2012, 02:06 PM
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Junior Member
421 posts Joined: Aug 2005 From: Kepong |
QUOTE(syaz80 @ Nov 9 2012, 01:45 PM) Hi guys, just got to know my loan approved at 90% for 40 years by ambank. Lock in period 3 years. But on condition MUST take MRTA. I am not too happy taking MRTA. Need your opinion. Shall I take up the offer or look for loan at other banks? Hi syaz80, how much is the MRTA? And is it included in the loan repayment? If yes, how much does it amount to per month?Btw, how long did it take them to approve your loan? |
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Nov 9 2012, 02:07 PM
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Senior Member
804 posts Joined: Feb 2009 |
QUOTE(syaz80 @ Nov 9 2012, 01:45 PM) Hi guys, just got to know my loan approved at 90% for 40 years by ambank. Lock in period 3 years. But on condition MUST take MRTA. I am not too happy taking MRTA. Need your opinion. Shall I take up the offer or look for loan at other banks? Quickly try another bank if you think you don't need it. There should be bank offer without MRTA.This post has been edited by shawnk: Nov 9 2012, 02:08 PM |
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Nov 9 2012, 02:25 PM
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67 posts Joined: May 2005 |
Hi Syaz80. You can try applying the loan from CIMB Bank due to MRTA is optional.
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Nov 9 2012, 02:35 PM
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All Stars
10,722 posts Joined: Nov 2011 |
Is it confirm Investor from Beijing bought almost whole block?
But the price is <500k. Foreigner can buy meah?.... unless upgrade version by developer. |
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Nov 9 2012, 02:46 PM
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Junior Member
10 posts Joined: Dec 2010 |
Thanks for your input guys. Think I'm going to apply other banks eg. CIMB. and see how it goes. Otherwise AMbank is always there for me
Added on November 9, 2012, 2:47 pm QUOTE(eksk86 @ Nov 9 2012, 02:06 PM) Hi syaz80, how much is the MRTA? And is it included in the loan repayment? If yes, how much does it amount to per month? MRTA is included in loan repayment. Monthly extra around rm20 for 10 years MRTABtw, how long did it take them to approve your loan? This post has been edited by syaz80: Nov 9 2012, 02:47 PM |
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Nov 9 2012, 02:50 PM
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17 posts Joined: Nov 2012 |
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Nov 9 2012, 02:54 PM
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Junior Member
67 posts Joined: May 2005 |
Hi Syaz80. A note of caution, do not apply loan from too many banks. This is due to it will be reflected in your CCRIS report and will affect your credit application in the future.
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