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Investment Ivory Residence @ Mutiara Heights, Kajang, by TLS, share your opinions here

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ahloy84
post Nov 7 2012, 05:32 PM

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QUOTE(shawnk @ Nov 7 2012, 05:27 PM)
Thought you got one unit already?
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still looking for pool n forest view unit... smile.gif
shawnk
post Nov 7 2012, 05:36 PM

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QUOTE(ahloy84 @ Nov 7 2012, 05:32 PM)
still looking for pool n forest view unit... smile.gif
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Don't have that in Block A. Only in Block B
d_trinity14
post Nov 7 2012, 05:44 PM

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you want both view or just one? raja lau has a forest view unit on the 18th floor..
ahloy84
post Nov 7 2012, 08:07 PM

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QUOTE(d_trinity14 @ Nov 7 2012, 05:44 PM)
you want both view or just one? raja lau has a forest view unit on the 18th floor..
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ya.. in lovely discussion with him....... wub.gif
ounce
post Nov 8 2012, 06:30 PM

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i am planning to let go a unit at block A swimming pool view. pm me. thx.
ahloy84
post Nov 8 2012, 09:57 PM

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QUOTE(ounce @ Nov 8 2012, 06:30 PM)
i am planning to let go a unit at block A swimming pool view. pm me. thx.
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PM sent brother..
firdaus87
post Nov 8 2012, 10:47 PM

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QUOTE(ounce @ Nov 8 2012, 06:30 PM)
i am planning to let go a unit at block A swimming pool view. pm me. thx.
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hi. im planning to let go mine as well. anyway, is it possible to do that?
aod1984
post Nov 9 2012, 03:08 AM

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Any reason why suddenly everyone letting go?
reeve86
post Nov 9 2012, 07:49 AM

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QUOTE(aod1984 @ Nov 9 2012, 03:08 AM)
Any reason why suddenly everyone letting go?
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i always wan to know that, why?
but not every one, just few only
Talbac
post Nov 9 2012, 09:18 AM

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QUOTE(aod1984 @ Nov 9 2012, 03:08 AM)
Any reason why suddenly everyone letting go?
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The only reason they want to let go is their loan cannot go through but they still want to to make quick money.

The developer promises refund in the event if the loan doesn't go through, so why need to let go here unless they are looking to take some quick money.

The developer doesn't allow to change name also, so no point re-selling it in the forum.


eksk86
post Nov 9 2012, 09:26 AM

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Sigh, still haven't receive any news on my loan application..it's been almost 2 weeks. Wonder if get rejected, will they release my unit straight and I can resubmit my application?
syaz80
post Nov 9 2012, 01:45 PM

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Hi guys, just got to know my loan approved at 90% for 40 years by ambank. Lock in period 3 years. But on condition MUST take MRTA. I am not too happy taking MRTA. Need your opinion. Shall I take up the offer or look for loan at other banks?
Talbac
post Nov 9 2012, 01:54 PM

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QUOTE(syaz80 @ Nov 9 2012, 01:45 PM)
Hi guys, just got to know my loan approved at 90% for 40 years by ambank. Lock in period 3 years. But on condition MUST take MRTA. I am not too happy taking MRTA. Need your opinion. Shall I take up the offer or look for loan at other banks?
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congrats! 90% for 40years is the best offer anyone can expect.

MRTA is to cover the repayment risk of your family members, should anything bad happen to you, the MRTA will repay all the outstanding loan on behalf for your family members.

If you are already adequately covered by life insurance (ie say life insurance can cover 300K) then you may not want to take MRTA, but again, that life insurance amount is only enough for the outstanding loan for the house, there will be nothing left to the family members.

Supposed you could include the MRTA into your loan the repayment should not amount to much every month, but it will be a great peace of mind for yourself and family.

I personnally think it is good to have MRTA covered, imagine leaving loads of debts to repay should anything bad happen.

This post has been edited by Talbac: Nov 9 2012, 02:01 PM
eksk86
post Nov 9 2012, 02:06 PM

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QUOTE(syaz80 @ Nov 9 2012, 01:45 PM)
Hi guys, just got to know my loan approved at 90% for 40 years by ambank. Lock in period 3 years. But on condition MUST take MRTA. I am not too happy taking MRTA. Need your opinion. Shall I take up the offer or look for loan at other banks?
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Hi syaz80, how much is the MRTA? And is it included in the loan repayment? If yes, how much does it amount to per month?

Btw, how long did it take them to approve your loan?
shawnk
post Nov 9 2012, 02:07 PM

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QUOTE(syaz80 @ Nov 9 2012, 01:45 PM)
Hi guys, just got to know my loan approved at 90% for 40 years by ambank. Lock in period 3 years. But on condition MUST take MRTA. I am not too happy taking MRTA. Need your opinion. Shall I take up the offer or look for loan at other banks?
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Quickly try another bank if you think you don't need it. There should be bank offer without MRTA.

This post has been edited by shawnk: Nov 9 2012, 02:08 PM
williamwhl
post Nov 9 2012, 02:25 PM

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Hi Syaz80. You can try applying the loan from CIMB Bank due to MRTA is optional.
SUStikaram
post Nov 9 2012, 02:35 PM

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Is it confirm Investor from Beijing bought almost whole block?

But the price is <500k. Foreigner can buy meah?.... unless upgrade version by developer.
syaz80
post Nov 9 2012, 02:46 PM

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Thanks for your input guys. Think I'm going to apply other banks eg. CIMB. and see how it goes. Otherwise AMbank is always there for me biggrin.gif


Added on November 9, 2012, 2:47 pm
QUOTE(eksk86 @ Nov 9 2012, 02:06 PM)
Hi syaz80, how much is the MRTA? And is it included in the loan repayment? If yes, how much does it amount to per month?

Btw, how long did it take them to approve your loan?
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MRTA is included in loan repayment. Monthly extra around rm20 for 10 years MRTA

This post has been edited by syaz80: Nov 9 2012, 02:47 PM
mytopprop
post Nov 9 2012, 02:50 PM

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QUOTE(tikaram @ Nov 9 2012, 02:35 PM)
Is it confirm Investor from Beijing bought almost whole block?

But the price is <500k. Foreigner can buy meah?.... unless upgrade version by developer.
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Maybe because they buy in bulk and can bypass the rule?
AFAIK, the top floors in tower B also bought by them.
williamwhl
post Nov 9 2012, 02:54 PM

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Hi Syaz80. A note of caution, do not apply loan from too many banks. This is due to it will be reflected in your CCRIS report and will affect your credit application in the future.

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