From what the sales rep told me, public bank, hong leong and RHB is giving only 85% loan. Other bank is giving 90%.
Dun think its commitment related.
Investment Ivory Residence @ Mutiara Heights, Kajang, by TLS, share your opinions here
Investment Ivory Residence @ Mutiara Heights, Kajang, by TLS, share your opinions here
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Oct 17 2012, 05:30 PM
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All Stars
10,873 posts Joined: Apr 2009 |
From what the sales rep told me, public bank, hong leong and RHB is giving only 85% loan. Other bank is giving 90%.
Dun think its commitment related. |
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Oct 17 2012, 06:37 PM
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Junior Member
148 posts Joined: Nov 2007 |
All this banks have a quota .. Example: Like out of 500 applicants they can only service 150 (30%) of applicants.. This one I know for CIMB.. Not sure for the rest.. If u get a 85% loan check with your banker why and they should inform you why..
Added on October 17, 2012, 6:47 pm QUOTE(nglyping @ Oct 17 2012, 12:27 PM) Cannot wor... Not that powerful.. Hehe..And true.. Pb is offering max 90 % only somehow they found out got rebate given out.. Try other banks.. : ) This post has been edited by d_trinity14: Oct 17 2012, 07:10 PM |
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Oct 17 2012, 09:40 PM
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Senior Member
630 posts Joined: Dec 2011 |
hows is the selling rate there now huh??
Is block B fully taken out a?? Any changes in prices as well? I just submitted my documents to CIMB as well also =] |
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Oct 19 2012, 12:17 PM
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Junior Member
7 posts Joined: Oct 2012 |
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This post has been edited by nacho28: Nov 2 2012, 01:29 PM |
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Oct 19 2012, 12:24 PM
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Junior Member
207 posts Joined: Jul 2006 |
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Oct 19 2012, 12:54 PM
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Newbie
2 posts Joined: May 2012 |
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Oct 19 2012, 02:49 PM
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All Stars
10,873 posts Joined: Apr 2009 |
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Oct 19 2012, 03:22 PM
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Senior Member
2,695 posts Joined: May 2007 From: Prison Break |
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Oct 19 2012, 04:55 PM
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All Stars
10,873 posts Joined: Apr 2009 |
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Oct 19 2012, 05:35 PM
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10 posts Joined: May 2010 |
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Oct 19 2012, 10:28 PM
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185 posts Joined: Jan 2008 From: Selangor |
Heard tat CIMB, HLB n Affin gving 90% loan, y PBB juz gv 85% ler. Think hv to change bank liao
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Oct 19 2012, 10:30 PM
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Senior Member
641 posts Joined: Jun 2009 |
maybank still pending for this project
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Oct 19 2012, 10:32 PM
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Junior Member
185 posts Joined: Jan 2008 From: Selangor |
So many week oledi not even getting any bank offer letter, dunno when can sign snp.....
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Oct 20 2012, 12:12 AM
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14 posts Joined: Jul 2012 |
Just know from SA, loan application must go thru developer then only can get free S&P & legal fees?? She keep ask me send those document for her~
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Oct 20 2012, 12:15 AM
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287 posts Joined: May 2005 |
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Oct 20 2012, 12:51 AM
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36 posts Joined: Sep 2010 |
QUOTE(cloudchng @ Oct 20 2012, 12:15 AM) Huh..y so weird one.. All those document is our p n c.. How can we send to them.. They do not have such reason/right to collect our documents..we should only forward our documents to the banker and the banker oso hav to keep/use at p n c basis.. This post has been edited by nglyping: Oct 20 2012, 12:51 AM |
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Oct 20 2012, 08:46 AM
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Junior Member
148 posts Joined: Nov 2007 |
Normally you can submit to the SA.. No issues just get them to stamp at the IC will do .. They will help you forward to bankers.. Check with them to confirm.. Reason why you guys are waiting so long for offer letter is that developer started selling earlier before the banks could come in hence the delay..
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Oct 20 2012, 10:39 AM
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307 posts Joined: Oct 2008 |
QUOTE(natoptkc @ Oct 19 2012, 10:28 PM) PBB so sombong give 85% only.....Maybank and ING also offering 90%. Plenty of choice if want to apply 90% loan.Added on October 20, 2012, 10:42 am QUOTE(nglyping @ Oct 20 2012, 12:51 AM) Huh..y so weird one.. Actually better to handover documents to developer, they can keep your secrets better than average bankers do. I once handed over the documents to a banker, only to find out that the banker resigned shortly, didn't bother my application to pass to colleague also (probably ended up as recycle papers). I think the developer could expediate your application with several banks if the case is tight.All those document is our p n c.. How can we send to them.. They do not have such reason/right to collect our documents..we should only forward our documents to the banker and the banker oso hav to keep/use at p n c basis.. This post has been edited by Talbac: Oct 20 2012, 10:42 AM |
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Oct 20 2012, 11:30 AM
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Junior Member
112 posts Joined: Feb 2011 |
QUOTE(Talbac @ Oct 20 2012, 10:39 AM) PBB so sombong give 85% only.....Maybank and ING also offering 90%. Plenty of choice if want to apply 90% loan. Ya, developer's SA somehow keeps the file better Added on October 20, 2012, 10:42 am Actually better to handover documents to developer, they can keep your secrets better than average bankers do. I once handed over the documents to a banker, only to find out that the banker resigned shortly, didn't bother my application to pass to colleague also (probably ended up as recycle papers). I think the developer could expediate your application with several banks if the case is tight. |
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Oct 20 2012, 12:05 PM
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Junior Member
287 posts Joined: May 2005 |
my SA just called, said if we wanted to have free legal fess, etc. we have to submit the loan toward their particular banker, not any panel bank's branch. else there will be no foc on those stuff.
Is this normal practice for developers? This post has been edited by cloudchng: Oct 20 2012, 03:24 PM |
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