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 The Silk Residence @ Balakong, neighbourhood detail

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peri peri
post Oct 9 2012, 11:53 AM

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QUOTE(jootat @ Oct 9 2012, 11:51 AM)
I must agree with u on that bro ... i also losing the "uhmm"

Btw, i noticed another banner nearby my house stating new condo launching at Taman Tun Hussein Onn.  U have any information on that? It said open for registration now but i haven't contacted the number published coz i am not interested anymore.
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haha, i thought i had hint all over the forum here. Its called Casa Green. Very nice boutique condo. Check out their web site www.amberhomes.com.my

if u want the sales man hp number, pm me.


Added on October 9, 2012, 11:55 amBtw, i dunno what the heck had goes wrong with this SILK Residence, other project like Window on the Park and Youcity already secure their AP since last month. Something tells me this developer very weak but looking at site they had cleared all the earthwork and beautify the perimeter scrubs. Headaches

This post has been edited by peri peri: Oct 9 2012, 11:55 AM
peri peri
post Oct 10 2012, 08:58 AM

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QUOTE(jootat @ Oct 9 2012, 01:51 PM)
Tq bro ... recently din check other forums and no more bullets for the time being bro ... sad.gif ... and this SILK thingy really losing uhmm now ... hmm ...

Yea, can see they are still progressing.

My another property the bank already approved the loan ... BLR - 2.1% MBB.
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Jootat kor, maybe u should add in the MRTA 5 or 8 years to max out the rebate offer. If can get -2.3% just to top up rm 1k to 2k for the MRTA, worth more. Try talk to bank again.
peri peri
post Oct 10 2012, 10:36 AM

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QUOTE(jootat @ Oct 10 2012, 10:33 AM)
Ok bro ... Thx for the tips. Let me check with the banker again. But this MBB i submitted 1 week after i submitted my doc to SILK banker. And they approved the loan faster.  This SILK thing really losing the "uhhmm"
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With AP, loan can process for offer and approval.

No AP, sent doc to test loan for FUN only.

I choose to wait until the AP out.
peri peri
post Oct 10 2012, 10:45 AM

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QUOTE(jootat @ Oct 10 2012, 10:44 AM)
MBB agent said if add the MRTA 5 - 8 years also make no difference. Will get 2.2% only.
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Bro, 1% extra can cover the MRTA cost redi.


Added on October 10, 2012, 10:46 am
QUOTE(darvic76 @ Oct 10 2012, 10:41 AM)
Sorry Bros, what is AP mean?
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AP = Advertising Permit. A regulation set by housing ministry for residential props which requires HDA to govern the developer during execution. No AP, No booking collection allowed.

This post has been edited by peri peri: Oct 10 2012, 10:46 AM
peri peri
post Oct 10 2012, 10:52 AM

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QUOTE(jootat @ Oct 10 2012, 10:48 AM)
Ok, if that's the case, then i will talk to him about that smile.gif Thx again for the tips bro!
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just to recap

some banks requires 5 years MRTA to offer better rate

Some requires 8 years MRTA to offer better rate.

Im not sure ur loan how much.

Says rm300k

5 years MRTA - one lump sum around rm 1200 only

8 years MRTA - one lump sum around 2000++

u must include the MRTA to ur loan then the bank will only offer u better rate

With the 1% extra rebate for 30 years loan tenure, SUPER WORTH to include it.

If like u having a insurance safe guard u for the next 5 or 8 years


Last time before year 2010, banks insists u to take Full tenure MRTA or MLTA for better rate.
peri peri
post Oct 10 2012, 11:04 AM

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QUOTE(jootat @ Oct 10 2012, 11:00 AM)
Ic ... this is really something worth taking note smile.gif
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haha, use this calculator to derive and check how much u actually save from -2.1% to -2.2% + MRTA

http://www.mlcalc.com/#mortgage-4099600-15....52-2-2012-year

BTW, for ur info, my last loan (2 months ago) - RM270k can get -2.4%
peri peri
post Oct 10 2012, 11:18 AM

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QUOTE(jootat @ Oct 10 2012, 11:09 AM)
Was it from PBB?
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PBB never in my home loan list, they like car loan a lot, just dunno why.

U can try RHB or UOB.
peri peri
post Oct 10 2012, 11:51 AM

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QUOTE(windwind84 @ Oct 10 2012, 11:48 AM)
rhb look for me....ha ha....i din do,, but can get bm help get better rate
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bm? what bank is that?
peri peri
post Oct 11 2012, 09:40 AM

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QUOTE(windwind84 @ Oct 10 2012, 07:26 PM)
branch manager...lol
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IC. u have send ur doc for pre-loan approval too?
peri peri
post Oct 11 2012, 03:38 PM

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QUOTE(windwind84 @ Oct 11 2012, 03:34 PM)
no la...i wait all done just sent.... no use send now wat
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Kecian those SA. nothing to do, just only know ask people submit submit only.

My deposit submit long time ago they still dont know how to send the receipt to me. mad.gif
peri peri
post Oct 11 2012, 05:42 PM

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QUOTE(danilo5753 @ Oct 11 2012, 05:37 PM)
They are like very free in the office :@
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the stupid modular house complete? last visit still throw a side in white base color. The sales office still renovating. That was like 3 weeks ago.


Added on October 11, 2012, 5:46 pm
QUOTE(cheraspeople @ Oct 11 2012, 05:41 PM)
Until now i still haven't got their call. sien la. kena lock by them.
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i once received their call too, using fixed line to call. Until then also no follow up call. So poor meh?

Other SA for other projects always using handset to call me up.

This post has been edited by peri peri: Oct 11 2012, 05:46 PM
peri peri
post Oct 18 2012, 08:47 AM

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going to start ops oppa gangnam style
peri peri
post Oct 18 2012, 10:39 AM

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QUOTE(jootat @ Oct 18 2012, 10:30 AM)
gangnam style at the lawyer office?
Btw, today i noticed just a few meters away, there are new construction site ... I saw them start constructing the barrier and also clear all the bushes and can see quite a big land there.  Any idea what's that project? Seems like it's larger than SILK Residence site.
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will call up the lawyer soon on the early bank in of my deposit.

regarding the barrier, i noticed they had fabricated some reinforcement as the retaining wall for boundary. I dont think is part of structure for building ramp thing as piling not start yet. Because piling will caused vibration, not recommended to start any building structure now. But RC retaining wall can.

About the new construction site, i dont seem notice it anywhere near it. Any drill or map regarding that?
peri peri
post Oct 18 2012, 10:58 AM

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QUOTE(jootat @ Oct 18 2012, 10:42 AM)
peri gor, you know the old VW service center before they moved to the new building? That old building also used to sell lights. It's just beside there. I saw quite a large area been cleared for some construction work.
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ICIC, last week i go Bandar Tun Hussien Onn round round, saw a lot a lot new land being clear inside.

Huge and massive development will start soon. Thanks to MRT line rclxms.gif

But our Silk Residence which main selling point next and facing with SILK highway worth more value rclxms.gif
peri peri
post Oct 18 2012, 11:08 AM

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QUOTE(jootat @ Oct 18 2012, 11:01 AM)
Bro, this also right next to SILK highway one. I mean the one i mentioned.  It's just right below the Taman Tun Hussien Onn signage there.  There is one empty space that just been cleared.  And the land seems larger than SILK residence.  I not sure if this will be a competitor for SILK Residence.  Let me try to observe a few more days since i will pass by everyday smile.gif
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ok, will try focus to it when pass by again.

i think the price we secured from Silk Residence is unbeatable for the moment

Again, still hoping Balakong MRT will provide bus transit in future since this condo is along highway only


Added on October 18, 2012, 11:11 am
QUOTE(koh_424 @ Oct 18 2012, 10:59 AM)
Do u have any link to refer?

Still got available unit?
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This developer very low profile, as i recall, they mainly target buyers from local as they selling at affordable price tags.

I only have the Architect link for your reference which shared by someone earlier

http://www.dplus.com.my/index.php/slider/2/2

If u need the SA number to check availability. can pm me

This post has been edited by peri peri: Oct 18 2012, 11:11 AM
peri peri
post Oct 18 2012, 11:28 AM

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QUOTE(jootat @ Oct 18 2012, 11:23 AM)
Hopefully bro ... finger crossed smile.gif Coz if another condo going to build there, really cannot imagine if all these units can be digested or not ...
I also hope they have proper planning on the shuttle services.  It will actually make the ppl lived there easier to commute to the nearest MRT station.
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no choice, we cant be that selfish to stop any new development. just put it as a investment for your future generation. Who knows, maybe after 30 years, to get a 1100ft2 condo will require 1 million that time due to weak ringgit and material price escalation or even the worst, rich man speculation.

I had advised my boss since last 2 years to secure some land in balakong and BTHO, but they seem like have no hype with this area, now they regret coz land price escalated due to more and more residential development here.
peri peri
post Oct 18 2012, 05:48 PM

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QUOTE(neweeX @ Oct 18 2012, 05:46 PM)
Just wondering, how much is the current going price of land in that area?  Can you please enlighten ah?  TQ smile.gif
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Rm 80 to 120psft, depends access, title and status. Last 2 years still around rm60psft. good luck
peri peri
post Oct 19 2012, 09:13 AM

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this is pre loan approval, normally will be lower. Wait until the actual Advertising Permit (AP) and Building Plan (BP) secured. Then Banks will be more confident to provide more loan as per quota allocated by their HQ.
peri peri
post Oct 19 2012, 09:32 AM

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Normally bank will process any application that go in to their desk, sometime they accept, sometime they reject, sometime they lower their offer.

They are paid to do for this. Who knows, maybe now they offer u 80% loan only, u might interested to get it. Business still a business. They offer, u accept or reject.

They dont sit in office from 9 to 5 and only process loan that with AP, BP or title. Thats why it called, pre loan approval. Usually not attractive.

Just my 20 cents
peri peri
post Oct 19 2012, 09:53 AM

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QUOTE(wchinwai @ Oct 19 2012, 09:35 AM)
Thanks again...your 20 cents makes sense!
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No problem bro, im still hoping the AP can drag until next year so that i can eligible for another round again for stamp duty 50% exemption.

Starting Jan 2013, i heard the min SNP price had revised from 350k to 400k. Which means im eligible again. I dont think necessary must 1st property at all time.

inb4,

2008 - 2009 - once

2010 - 2012 - 2nd

now hoping 2013 - third



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