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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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gooroojee
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 Nov 23 2022, 03:18 PM
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QUOTE(LemonJane @ Oct 31 2022, 12:05 PM) I notice Alliance Bank has a card acquisition campaign right now dishing out cash back of RM150+RM450, but retail spend under code 6540-Non-Financial Institutions for e-wallet top up of Boost, T&G, BigPay, Kiple Pay, Lazada, Shopee are not eligible transactions. This makes it not so easy to earn the cash back, think I'll look for other cards Just about any normal spend is good enough including telco, utilities, online shopping... but yes, no cheat code for getting the cashback from not actually spending lah, for example using ewallet reloads.. |
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gooroojee
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Jan 1 2023, 06:35 PM
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Hello, question on the RM600 new to bank campaign for Alliance credit cards, where the condition for cash back is to:
- swipe 5x rm80 for rm50 cash back
- swipe a total of rm2500 for another rm150 cashback
each month for 3 months, for a total of rm600.
Question is - can we split a single transaction into multiple rm80 transactions? E.g. at the hypermarket.
Thanks!
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gooroojee
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Feb 5 2023, 11:33 PM
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QUOTE(!@#$%^ @ Feb 5 2023, 11:27 PM) May I enquire on the effective cashback rates of these cards? Is Affin the Duo with the 3% cashback? |
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gooroojee
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Mar 8 2023, 09:47 PM
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anyone know ordering McDelivery online is online or restaurant MCC ? TIA
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gooroojee
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Jun 2 2023, 01:08 AM
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Deleted
This post has been edited by gooroojee: Jun 4 2023, 01:41 PM
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gooroojee
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Jun 4 2023, 01:43 PM
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QUOTE(!@#$%^ @ Jun 2 2023, 07:58 AM) I guess I was mistaken, can't find it anywhere now |
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gooroojee
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Dec 12 2024, 03:56 PM
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Anyone know if alliance bank has a cooling off period for new card applications e.g. 1 year? Before qualifying for new to bank offers.
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gooroojee
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Mar 3 2025, 12:29 PM
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Anyone know if paying AIA online still gets TBP for VI ?
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gooroojee
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Mar 30 2025, 09:56 AM
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QUOTE(ZeneticX @ Mar 27 2025, 09:44 AM) yes but shouldnt take too long. you will see another account for the BT appearing on your Alliance online. Make sure to check that no extra interest is being charged if you're taking the 6 months 0% promo.... they messed up mine Alliance BT works using new BT account so you can't do musical chair on the BT amount, and you only need to pay the minimum amount each month.. same as HLB |
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gooroojee
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Apr 2 2025, 11:19 AM
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QUOTE(LostAndFound @ Apr 1 2025, 10:47 PM) So correct me if I'm wrong.... Every statement max earn RM3k spend (24k TBP). Redemption rate is 60k TBP for RM100 (let's say TNG reload pin, or Jusco voucher, all have same rate). For ease of calculation (round number) let's say 5 months earn the max (spend RM15k, earn 120,000 TBP) - this can be exchanged for 2x RM100 pin. So effective 'cashback' rate is RM200/RM15,000 which is 1.33%? unless u change for airmiles. |
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gooroojee
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Jun 3 2025, 01:24 PM
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Mine was 12k short in points in last month's statement. Have emailed them to ask to double check.
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gooroojee
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Jul 12 2025, 10:26 AM
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QUOTE(fruitie @ Jul 11 2025, 11:21 PM) Revision for VI is coming on 1st Aug. So last spend must be on 31 July or earlier right, for the final 8X TBP. |
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gooroojee
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Jul 12 2025, 02:16 PM
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QUOTE(katowwe @ Jul 12 2025, 09:25 AM) I requested to increase credit limit for my credit card last week and got rejected. Alliance give the lowest limit only 9k, other bank is 2xk above. Yesterday they nerf the Visa Infinite card, is the time to terminate. Maybank lowest for me. Like 20k maybe. Alliance 100k. |
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gooroojee
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Jul 14 2025, 11:34 AM
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QUOTE(ZeneticX @ Jul 14 2025, 10:17 AM) They nerfed VI but TBP value remains as it is if you want to continue earning TBP still can use VCC, it remains at 8x for ewallet and online for now You keep harping VCC, I have a feeling it'll be nerfed a short while later.. |
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gooroojee
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Jul 16 2025, 08:00 AM
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QUOTE(bananabread @ Jul 16 2025, 07:29 AM) Thanks! Let say paying in usd 100, we got 1000 pts? Or pts calculated after converted to myr ? Bro... Like that go Indonesia get billions of points liao la This post has been edited by gooroojee: Jul 16 2025, 08:01 AM |
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gooroojee
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Jul 16 2025, 08:36 AM
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QUOTE(winkytoe @ Jul 16 2025, 08:29 AM) What’s the reason to not perform any transaction after AF charged? So we can say we don’t use the card and want to cancel? Yes. If you still using then you can't reject the annual fee even if you cancel the card. |
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gooroojee
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Jul 17 2025, 07:51 AM
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QUOTE(KinniHan @ Jul 16 2025, 04:55 PM) Yes, UOB can get as low as 0.80 per point if not mistaken. Yea you are right, sorry for wrong information. For flight ticket redemption is around 0.04-0.05. Then good to know for UOB if spend online in foreign currency what's the extra cost vs. return. This post has been edited by gooroojee: Jul 17 2025, 07:51 AM |
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gooroojee
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Jul 18 2025, 08:17 PM
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Mine not yet deducted yet also...
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gooroojee
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Jul 22 2025, 11:29 AM
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QUOTE(47100 @ Jul 22 2025, 11:09 AM) exactly same thoughts.. joke aside.. but is not wrong for those oversea spenders group.. the card just got "optimised" for their target customer base.. UOB Zenith or PRVI Elite better for overseas spend lo |
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gooroojee
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Jul 25 2025, 12:51 PM
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QUOTE(cilimerah @ Jul 25 2025, 11:55 AM) Just got virtual card, anyone knows how to do balance transfer to other bank since it has dynamic number? I tried to bt out. Failed. |
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