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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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Human Nature
post Aug 18 2012, 12:05 PM

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* stands for the tiering:
0.60% for RM 0 – 500
0.70% for RM 501 – 1,350
0.90% for RM 1,351 – 2,550
2.00% for RM 2,551 – 5,000

Human Nature
post Jul 30 2013, 05:34 PM

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QUOTE(bearbear @ Jul 30 2013, 05:24 PM)
agree...the main pro is low spending for annual fee waiver...2% rebate upon 2550 per month...unlimited entry to lounge at klia...

my main usage will still be amex for weekend and 5x tp...this card will be for heavy purchase and oversea transactions.
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I am not able to open the T&C.

The calculation of the 2% rebate, is it unlimited? the 2% is inclusive of the first RM2550?

add: found the answer. it is tier based sad.gif

This post has been edited by Human Nature: Jul 30 2013, 05:37 PM
Human Nature
post Jul 30 2013, 05:40 PM

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QUOTE(bearbear @ Jul 30 2013, 05:39 PM)
from my understanding not inclusive...2% starts from rm2551-5000. no rebate after passing the rm5k mark.
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yeah, would be awesome is the 2% is inclusive biggrin.gif
Human Nature
post Feb 26 2016, 07:15 PM

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QUOTE(hitch80 @ Feb 26 2016, 07:02 PM)
great then, coz most other cards won't get CB for insurance payment.  thank you
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which card? hmm.gif
Human Nature
post Feb 26 2016, 07:33 PM

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QUOTE(fly126 @ Feb 26 2016, 07:31 PM)
Alliance you:nique card

Tier 1 - RM0.01 to RM1000 - 0.5%
Tier 2 - RM1001 to RM2000 - 1.5%
Tier 3 - RM2000 to RM3000 - 3%
Tier 4 - Above RM3000 - 0.3%
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oh no, I was asking Hitch on which card that don't give CB for insurance premium because I am finding a card for that too.
Human Nature
post Feb 26 2016, 09:01 PM

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How long is the process from application to delivery?

I have uploaded my personalized image for the You:nique card but the resolution when I saved the sample card image. Will they notify us if the resolution of the image is not acceptable?

This post has been edited by Human Nature: Feb 26 2016, 10:09 PM
Human Nature
post Feb 27 2016, 12:47 AM

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QUOTE(hitch80 @ Feb 27 2016, 12:29 AM)
From my past experience, I encountered OCBC Silver Mastercard does give CB for insurance payment of 0.5%.  But since they rejected my request for annual fee waiver, for now I transferred my insurance payment to PB Platinum Card which hopefully will give me 0.3% CB
Recently I noticed Alliance Younique card is giving CB according to the total amount used per month almost similar as PB, so that is why I am asking

And as mentioned by fly126 UOB Vox does not give CB for insurance which also include CIMB CB.  They stated it in their T&C
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I am planning transfer my insurance auto-debit to You:nique too. Seems like a good deal.
Human Nature
post Feb 27 2016, 11:47 PM

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QUOTE(kelvinlzy @ Feb 27 2016, 11:42 PM)
At first it may seems like a good deal, and I have calculated it as below:

Spend RM3k per month = 1.67%
Spend RM2k-3k per month =1%-1.67%
Spend RM1k-2k per month = 0.5%-1%
Below RM1k per month = 0.5%

If you have to spend RM3k or at least RM2k to RM3k per month, this is a great card to replace Aeon Watami (pray hard it won't happen). 0.5%-1% might also be good, but need to spend at least RM1k. If below RM1k might as well use other cards.
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I am looking at it this way. RM1000 per month is considered confirmed, so anything on top of that will get 1.5% which is good in times like this.
Human Nature
post Mar 1 2016, 12:15 PM

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Submitted last night and received an SMS just now that they are unable to accept my credit card application for now.

Wondering whether my application is incomplete. Has put in an appeal.
Human Nature
post Mar 3 2016, 10:52 PM

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QUOTE(edwardccg @ Mar 3 2016, 10:40 PM)
I just submited the online application with younique image.
Is there any update on your application? You appeal buy contacting CS ?
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Decided not to appeal because the staff from the sales department who reverted to me was damn cocky. I lodged a complaint to Bank Negara instead.
Human Nature
post Mar 4 2016, 09:54 AM

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QUOTE(karcity @ Mar 4 2016, 08:48 AM)
I would observe this yo -unique card first.now most of the bank are revising the cash back cc. They might revise the benefit at any point now. Just like alliance platinum card. Suddenly change the term to no cash back! Now it is in my drawer only! Still have RM 50+ cash back in the card which I haven't spend plus the 200k timeless points!
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you are not worried they will revise the redemption catalogue?
Human Nature
post Mar 4 2016, 10:16 PM

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QUOTE(edwardccg @ Mar 4 2016, 10:13 PM)
i see, thats too bad.  blink.gif
lets see how they handle my application
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Do share the outcome. For my case, I was rejected in less than 24 hours laugh.gif
Human Nature
post Mar 4 2016, 11:54 PM

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QUOTE(sj0217 @ Mar 4 2016, 11:43 PM)
Rejected maybe due to you applies too many cards in couple of months ??
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QUOTE(sms2u @ Mar 4 2016, 11:49 PM)
u got many debt ? or not pay on time for other credit card?
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Yeah, I think because I just got 2 new cards in this 2 months. Am reducing the CL for HLB.
Human Nature
post Mar 6 2016, 01:41 PM

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QUOTE(qguy @ Mar 6 2016, 01:06 PM)
Which website can apply online ?
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You can't. Online only for the image.
Human Nature
post Mar 7 2016, 06:49 PM

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QUOTE(edwardccg @ Mar 7 2016, 06:46 PM)
Cannot?  blink.gif
I got 3 options when I submit the image in here:
http://youniquecard.alliancebank.com.my/Yo...page5_v1.1.html

Then i select (1) and key in my details.

(1) I want to confirm my You:nique credit card design and submit my application form

(2) I want to renew or change the picture of my You:nique credit card

(3)I want to confirm my You:nique credit card design. Application form submitted
or I should apply via here?
https://www.alliancebank.com.my/AllianceCreditCards
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I dont know ler..that day I tried so many times cannot..so I submit the form manually by email.
Human Nature
post Mar 7 2016, 07:52 PM

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QUOTE(edwardccg @ Mar 7 2016, 07:41 PM)
oh, so they reply your email as rejected / not accept?
then when you call CS for appeal but get fed out with the attitude?
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Rejection notice thru SMS.

I requested for appeal thru the sales staff whom I submitted my form to. I don't think he did anything as he did not respond to me. So through their FB, I get them to get someone to contact me. A sales staff contacted me and give me attitude laugh.gif


Human Nature
post Mar 7 2016, 08:47 PM

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QUOTE(edwardccg @ Mar 7 2016, 08:27 PM)
for the form submit via email, are you submit to their general cs email info@alliancefg.com ?
I have 2 links from their website, both do not have option to select card before submit information. I think i just wait if there are any contact by this week first.
1. via Alliance CC> Younique Page > Apply Now
>> https://www.alliancebank.com.my/AllianceCreditCards

2. via Younique Page > Apply Now
>> https://www.alliancebank.com.my/18x

btw, just notice other alliance bank revise cashback around Oct 2015, but no changes to the younique, wonder if this rebate will live long as well.
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The sales staff will contact you after several days if you have left your contact details at the website. Yup, they revised the CB for their other cards, maybe not for you:nique as their % is not that high to begin with.
Human Nature
post Mar 7 2016, 10:29 PM

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QUOTE(edwardccg @ Mar 7 2016, 10:09 PM)
Just got this sms
I wonder if i will need to submit the scaned form direct to CS ?
Their process flow was quite confusing
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Yup got that too. You can call cs to provide the email add to you too.
Human Nature
post Mar 7 2016, 11:15 PM

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QUOTE(edwardccg @ Mar 7 2016, 10:55 PM)
Just notice their call number only for 8am - 10pm.
Will try to call tmr. The email address to send the application form is different from the info@alliancefg.com, right ?
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no idea, i submitted to the sales staff email. I would have given it to you but seeing he did not respond to me, I aint giving him any sales biggrin.gif
Human Nature
post Mar 8 2016, 02:01 PM

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QUOTE(edwardccg @ Mar 8 2016, 12:46 PM)
Alliance cs told me i can either request a sales staff or direct email form to that info@alliancefg.com.

So i decide to direct email instead of waiting a sales staff call me.
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Alright. All the best

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