Boss.relax.
It calculate applicant mue and bube
I know all member here are pro card player.
No only ken lui get this reason. Few of customer rejected.
Although commitment is dam low. Wif high income earner.
To be honest how good is ur income how pro are u .the bank is the banker we are just a small potato player.
For my point of view. I unhappy wif this bank. I wil just dont take their facility.


Kenlui and u are apply same forumer .
May b u can consider this bank lanshi..he dont want do ur biz.
And honestly. Among group  of forumer are super good pay master.zero outstanding. U strongly feel tat bank are look down and embarrass you.
Honestly we are not giving biz to the bank. If we pay full amount .
We are just take their tiny advantage from their card.
All are smart consumer.
Fren . Sorry no offense .
I m the most right person to say bull shit among all the forumer

You all don't know my pain.

Boss.relax.
It calculate applicant mue and bube
I know all member here are pro card player.
No only ken lui get this reason. Few of customer rejected.
Although commitment is dam low. Wif high income earner.
To be honest how good is ur income how pro are u .the bank is the banker we are just a small potato player.
For my point of view. I unhappy wif this bank. I wil just dont take their facility.


Kenlui and u are apply same forumer .
May b u can consider this bank lanshi..he dont want do ur biz.
And honestly. Among group  of forumer are super good pay master.zero outstanding. U strongly feel tat bank are look down and embarrass you.
Honestly we are not giving biz to the bank. If we pay full amount .
We are just take their tiny advantage from their card.
All are smart consumer.
Fren . Sorry no offense .
I m the most right person to say bull shit among all the forumer

You all don't know my pain.

Yes that's what I meant, there must be other reasons he got rejected. The reason he got was more than 5 cards, that's invalid. And you say bank don't earn anything if we pay full, I think that's incorrect too. Just paid my HLB essential card 8k plus in full..got 60+ in cash back....cc rugi? What about the 8k that they charge merchant? They don't earn? I don't think so

Most easy going bank card.

Scb
Hsbc

bro, i support u.

dont worry about other b**shit info u got here..

u just helping the apply.. not the approver or whatever decision maker..

apply get approve=lucky

apply get reject=try again..

Yes u r rite merchant earning.
We did not bared the merchant fee. U  just use the card to get cash rebate.

If u think have other reason to rejected . I fine.
Cheer .

wowwwwww ... cool down ppl ... Since when I say is theanswerL2's fault that the guys application is rejected? Did I say that? If I sound like that I apologize to you ... of coz I know he's just an agent or employee and of course he has no rights to approve or reject ... i'm saying the Bank is giving a false excuse for rejecting the application ...

I'm an employee myself and I know very well employee is just like a potato ... just trying their best ... no hate here ... I shall not comment any further .. all I'm saying is that I got this card approved while having 6 other CC on hand (and someone even had 10)

Yes that's what I meant, there must be other reasons he got rejected. The reason he got was more than 5 cards, that's invalid. And you say bank don't earn anything if we pay full, I think that's incorrect too. Just paid my HLB essential card 8k plus in full..got 60+ in cash back....cc rugi? What about the 8k that they charge merchant? They don't earn? I don't think so

I do agree with u that giving me a reason of having >5 cards is a bit absurb but well, maybe because I've nil committment, no loans or anything. If maybank can offer me a VS, I don't see why alliance bank should reject my application for a entry level card.

have you asked the bank to disclose the reason for rejection?

have you asked the bank to disclose the reason for rejection?

Nope. Thought it is confidential?

Alliance You:nique rebate credit will be credited a day after Statement Date. Can we "consider" that as part payment for the previous Statement ?

Eg.
Statement Date = 15 Apr 2016
Statement Balance as of 15 Apr 2016 = RM2000

Rebate = RM10.00 (posted on 16 Apr 2016)
Balance to be paid for Statement 15-Apr-2016 = RM1990

Is the above correct ?

correct!

Assume your answer is based on real-life experience, right ?

This is not your platform to fish for your customers! Next repeating offence, I will issue warning to you.

Alliance You:nique rebate credit will be credited a day after Statement Date. Can we "consider" that as part payment for the previous Statement ?

Eg.
Statement Date = 15 Apr 2016
Statement Balance as of 15 Apr 2016 = RM2000

Rebate = RM10.00 (posted on 16 Apr 2016)
Balance to be paid for Statement 15-Apr-2016 = RM1990

Is the above correct ?

That's not entirely what I was looking for. I was hoping you paid RM3015.32-RM50.04 = RM2965.28