Yes settling the spaylater bill using your cc is considered online

So far all my online transactions including bill payments are considered online and granted 8x TBP. But I am not too sure about TNB payment. Maybe you can try and confirm

This post has been edited by ZeneticX: Jul 8 2025, 07:36 PM

Same for me the most difficult bank to get a card
And lowest limit and rejected many times cl increase application

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Only with selected/listed mercant

Works with Apple website. Tested with edu store.

Alliance Bank cc next to be nerfed

https://www.alliancebank.com.my/about-us/Me...nd-Fees-Charges

Seems like Alliance VCC is spared.

Oh no. e-wallet and online no more TBP.
Maybe just 1x considered as domestic for VI.

This post has been edited by fruitie: Jul 11 2025, 05:48 PM

Cancel AVI, keep VCC

No more waiver for Alliance VS as well, annual fee RM148

This post has been edited by victorian: Jul 11 2025, 06:01 PM

For VI
1) Lounge access only for 120k per annum spending, which you need to spend 12k per month 😂
2) No more waiver of rm438 annual fee
3) domestic 1x tbp, overseas 10x

Ok, time to cut, will keep vcc only

Let me see VCC benefit,

10k per month la.

Salary also don't have 10k 😂

Reading back the tnc, seems like of VI didn't hit 120k spending, still enjoying the original quota lounge access, just see you willing to pay the annual fee or not

Time to terminate VI then and finally activate the VCC after so many months of incessant pestering though app notifications and email by ABMB.

If I activate VCC then terminate VI, the points accumulated so far carry forward?

Don't think so. The original 2x lounge access has been replaced with:

2x complimentary Plaza Premium Lounge access per calendar
year for Principal Cardholders only, for first year. For
subsequent years, unlimited access upon meeting retail
spending of RM120,000 per annum1

Meaning 2nd year onward, its either 120k for unlimited or 0 access

Not very sure, but got 1 line like that as stated

prevailing entitlement means the 2 free access for 1st year lo.

No more free 2+1 lounge access like last time

If activate VCC, is it same statement cycle as AVI. Assuming AVI still active

Damn, just when I am thinking of applying for VS.......