6k to 10k to 15k


just like our salaries, right? RIGHTTTTTTTTTTTTT

1. if your statement date is 12th, you can wait till 13th and call CS to ask your total TBP and ask them to convert to MH on 13th even though your statement is yet to update (not reflected on your apps/web)

2. you can call CS to adjust your statement cycle to as early as 4th for the next cycle, which is: your current statement cycle is 12th Feb and your next cycle is 4th March. so you can have sufficient time to convert to MH before 15 March 2024.

alliance redemption link was disabled from 10pm last night (14 Feb 2024). All redemption made after 00:00 on 15 feb 2024 are probably invalid. Please livechat/call CS to ensure you've completed your submission (AGAIN).

2.7mil enrich converted from your TBP. amazing achievement. May I know how long you've been saving this quantity of TBP?

called customer service:

RM3000 ecommerce and RM3000 ewallet reload are separated (for the time being)

and all cards are independent (for the time being)

cant upload images using the shortcut.

heres from the livechat:

ME

(a) is RM3000 ecommerce and RM3000 ewallet reload a separate quota and limit?
(b) If I spend RM3000 ecommerce + RM3000 reload on my virtual card PLUS another RM3000 ecommerce + RM3000 ewallet reload on my platinum card, do I entitle all x8 (which means, all cards are separate and independent on points gaining)

RESPONSE:

(a) Yes is it a separate capping. It is not combined with RM3000 capping for e - wallet transaction
(b) Yes, each card capping is separate sir


Attached thumbnail(s)

so I suppose I should pay my premium in advance


Attached thumbnail(s)

I tried with AIA, GE and Oyen and all entitled 8x

manually pay to ensure 8x.

does this represents previously we do have cash back using flexi payment plan? :clown:


anyway here is the announcement :https://www.alliancebank.com.my/About-Us/Media-Centre/Amendment-to-the-ABMB-Credit-Card-Product-Disclosure-Sheet

ah!! that makes sense. reaching max tier for RM3k spending in VS by flexi payment/installment is a great feature.

guess the next bad news is: removal of TBP/CB on reloading ewallet. probably before 2025

01-10-2020

Alliance Bank revamped its Visa Infinite and Visa Platinum.
Visa Infinite:
x8 TBP on eCommerce (unlimited)
x8 TBP on eWallet transaction (unlimited)
x5 TBP on Oversea/Groceries
x1 others

Visa Platinum:
x8 TBP on eCommerce (unlimited)
x8 TBP on eWallet transaction (unlimited)
x3 TBP on Oversea
x1 others

Conversion Rate:
6,000 TBP convert to 1,000 Enrich

14-03-2022

Alliance Bank revised eWallet transaction.
Visa Infinite:
x8 TBP on eCommerce (unlimited)
x8 TBP on eWallet transaction (capped at RM3,000, x1 for RM3,001+)
x5 TBP on Oversea/Groceries/Dining
x1 others

Visa Platinum:
x8 TBP on eCommerce (unlimited)
x8 TBP on eWallet transaction (capped at RM3,000, x1 for RM3,001+)
x3 TBP on Oversea/Groceries/Dining
x1 others

01-10-2022

Alliance Bank revised the TBP conversion rate.
from 6,000 TBP : 1,000 Enrich points to 10,000 TBP to 1,000 Enrich points

15-03-2024

Alliance Bank revised the TBP conversion rate.
from 10,000 TBP : 1,000 Enrich points to 15,000 TBP to 1,000 Enrich points

03-06-2024

Alliance Bank revised the eCommerce cap.
Visa Infinite:
x8 TBP on eCommerce (capped at RM3,000, x1 for RM3,001+)
x8 TBP on eWallet transaction (capped at RM3,000, x1 for RM3,001+)
x5 TBP on Oversea/Groceries/Dining
x1 others

Visa Platinum:
x8 TBP on eCommerce (capped at RM3,000, x1 for RM3,001+)
x8 TBP on eWallet transaction (capped at RM3,000, x1 for RM3,001+)
x3 TBP on Oversea/Groceries/Dining
x1 others

01-08-2025

Alliance Bank revised the TBP gained
Visa Infinite:
x10 TBP on Oversea
x1 others

Visa Platinum:
x5 TBP on Oversea/Groceries/Dining/Drug store/Petrol
x1 others

Annual fee waiver is removed for Visa Infinite.



================
Started to use Alliance credit cards on August 2023 and I suppose this is the end.

thank you Alliance bank credit card for making my business class dream come true.

spent RM3,030 top up ewallet
system x8 to all
gets 24,240 TBP
rounddown to 24,030 since the extra rm30 is not entitle 30x8 but 30x1

thus, at the rounddown column, you will see 210 (Deduct)

same goes to all the online spending.

you probaby spend RM9k+ online. the first 3k entitle 8x, the remaining 6k * 8 is removed and give you 6k * 1 instead. therefore you will see 40k-50k TBP deduction.

my statement is on 12th and I've spent on Klook using IDR. I will update my TBP gained here by next week. if it is only for OFFLINE oversea use then itu kad terus buang tong sampah <3

probably too many people call/livechat to request annual fee waiver. alliance bank terus waive for me without request.