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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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contestchris
post Jan 17 2024, 05:46 PM

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QUOTE(Nemozai @ Jan 17 2024, 05:27 PM)
For virtual CC. Need to wait the bank to call for verification ? Or can straight use once activated. I got this error when try to Top-Up Grab or Shopee - Payment failed due to insufficient funds. Is it because that my credit limit have not been approved yet?
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Immediately can use already, I did it last night.
contestchris
post Jan 22 2024, 11:13 AM

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QUOTE(cybpsych @ Jan 22 2024, 11:08 AM)
Calling all coffee lovers. It’s the perfect time to indulge! Usher in the Year of the Dragon by creating shared memories together with your family and friends whilst enjoying coffee or a hearty meal. Enjoy up to 50% OFF* on all food and beverages when you spend with your Alliance Bank Credit Card.

You could also receive a RM100 Starbucks e-Gift Card when you apply for an Alliance Bank Visa Credit Card via the QR code (invitation code “STARBUCKS”) at any participating Starbucks stores and activate within 30 days upon card approval.

Find out more: https://www.alliancebank.com.my/starbucks.aspx

user posted image
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Note: If you sign up with this code, you will not be eligible for their other sign-up campaigns/offers. It happened to me when I applied in October 2023. The good thing is I received the Starbucks code within 2 months.
contestchris
post Jan 31 2024, 01:32 PM

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QUOTE(blackamikaze @ Jan 31 2024, 12:54 PM)
i want to activate my vcc to get the rm88 angpow, but we will be charged rm25 sst? can we waive the sst? and how to waive the next year?
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Can be waived with 3x transactions
contestchris
post Feb 6 2024, 10:22 PM

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QUOTE(a13solut3 @ Feb 6 2024, 03:25 PM)
is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.
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Your application might have red flag. Mine was fully online.
contestchris
post Mar 5 2024, 10:47 AM

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QUOTE(a13solut3 @ Mar 1 2024, 01:42 PM)
Maybe i need to rephrase my question.

Does anyone actually wanted to enter the contest by spending as much as possible. Haha..
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I think such a mindset is not good lah. Spend as much as possible, but you have no reference what others are spending. You can maybe be a bit more tactical in your spending, but anything beyond that and you'll be losing far more than you ever gain over the long run.
contestchris
post Mar 13 2024, 11:19 AM

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QUOTE(xiaomoon @ Mar 13 2024, 10:22 AM)
received rm88 biggrin.gif
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Received as well
contestchris
post Mar 24 2024, 03:03 AM

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For those who applied Alliance Virtual CC, check your Boost account. Do you receive 40k Boost stars?
contestchris
post Apr 24 2024, 05:59 PM

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Cancelled my VCC after getting the RM88 cashback and RM26 rebate.
contestchris
post Aug 14 2024, 02:10 AM

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Surprised to see I got only RM2x.xx cashback this month, was expecting RM55++.

When I check back my statement, it appears my IPP installments no longer qualify for the cashback. I've been riding on the IPP installments since November last year, every month I hit RM3k spending and got RM55++ cashback.

Did they change something, or is this an error? Anyone else experience the same thing?
contestchris
post Aug 14 2024, 12:06 PM

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QUOTE(xiaomoon @ Aug 14 2024, 08:31 AM)
see above post la, just changed
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Ah, gotcha.

But it says:

Please be advised that the ABMB Credit Card Product Disclosure Sheet will be updated. The revised clauses shall take effect twenty-one (21) calendar days after the date of this notification, on 22 August 2024. The updated clauses are listed in the table below.

contestchris
post Aug 16 2024, 10:09 PM

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I raised a complaint about they competed investigation in 2 days. The balance of the cashback will be credited next week.
contestchris
post Nov 15 2024, 12:13 PM

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It's been months since I cancelled my card but I still receive monthly statement via email and the cart is still on my ccris. Is this normal?
contestchris
post Nov 15 2024, 12:19 PM

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QUOTE(!@#$%^ @ Nov 15 2024, 12:16 PM)
not normal
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9ts no longer in my account though when I login
contestchris
post Nov 15 2024, 11:31 PM

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QUOTE(svchia78 @ Nov 15 2024, 08:36 PM)
Normally when will a card transaction be reflected in your "Transaction History"?

I used my VI card on 12/11/2024 but it still has not been reflected. But the available credit limit has been reduced by the same amount used in the transaction and I also received confirmation SMS soon after the transaction.
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Alliance seems to be longer than usual. My experience with HLb and RHB is usually a day, sometimes 2 days, after transaction. But with Alliance, it is minimum 2 days, up to 4-5 days after transaction.
contestchris
post Nov 21 2024, 05:15 PM

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QUOTE(zstan @ Nov 21 2024, 02:40 PM)
Just sharing my credit card details got leaked recently and was used to make payments for Facebook ads.
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They don't need to be leaked, they might've just been guessed.
contestchris
post Jul 3 2025, 02:14 PM

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QUOTE(Wolgie @ Jul 3 2025, 12:52 PM)
https://ringgitplus.com/en/credit-card/Alli...-Signature.html

seem is time to apply again. gurantee 1k  drool.gif
Point card better or cashback better?
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You got read the TNC or not? You need to perform RM3k spend per month for 3 consecutive months to qualify.

 

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