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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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bearbear
post Dec 15 2013, 03:21 PM

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********
All Stars
10,061 posts

Joined: Dec 2004
From: Sheffield


6000 points = 1000 enrich miles
bearbear
post Dec 16 2013, 10:47 PM

You'll Never Walk Alone!~!~
********
All Stars
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Joined: Dec 2004
From: Sheffield


QUOTE(g00glesYYl @ Dec 16 2013, 10:34 PM)
Hi Wanna ask for younique feature, plan to use it to replace OCBC titanium.

1) the cash back is credited monthly into the card account and calculated based on the table below.
Monthly Spending Range (RM)  Rebate Factor
0-1000  0.50%
1,001-2,000  1.50%
2,001-3,000  3.00%
>3,000  0.30%

This mean, if my monthly spending is 1300,
- all 1300 will be in 1.5% rate? Or 1000 is 0.5% and the rest 300 is 1.5%?

2)Condotti Cabin Bag still available?
*
first 1000 - 0.5%
Balance 300 - 1.5%

not a good replacement, use your OCBC.

I swiped 4.6k and only got back 60+ as rebate with their Platinum CB.

This post has been edited by bearbear: Dec 16 2013, 10:48 PM
bearbear
post Dec 17 2013, 10:40 AM

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********
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From: Sheffield


QUOTE(g00glesYYl @ Dec 16 2013, 11:08 PM)
Thank you. rebate really suck then.
*
only plus point over OCBC would be if you spend alot (you do get >1% rebate), there is reward point and unlimited entry into lounge at klia.


bearbear
post Dec 23 2013, 03:55 PM

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From: Sheffield


QUOTE(barlogteoh @ Dec 23 2013, 03:54 PM)
My overall spending is RM2000-RM2500 per month
MBB AMEX RM1000
HLB WISE RM1000
Then the rest maybe RM1-RM500, i think none of Alliance credit card suitable for me right? Still Stick to OCBC Ti for better deal?
*
If you want purely cashback, none.

nod.gif
bearbear
post Jan 13 2014, 10:22 AM

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sure hor bro, if yes this thursday 12+Am i go load up Rm250. Can cut off my citibank clear card liao (B1F1 @ coffee bean)
bearbear
post Jan 13 2014, 05:23 PM

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From: Sheffield


thanks roonie

choki123, not 24/7 but after 12 consider thursday liao ma. cheapskate is like this 1 biggrin.gif
bearbear
post Jan 16 2014, 03:25 PM

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********
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From: Sheffield


QUOTE(vankodoq @ Jan 16 2014, 03:02 PM)
Hello, do you know how Timeless Points is calculated? Is it as simple as RM1 = 1 Timeless Point? I'm thinking of applying Alliance Platinum, do you think this card is good enough for everyday use + traveling? hmm.gif
*
Platinum cashback?

Local is RM1 = 1TP, oversea RM1 = 2TP

Plus point of this card for me
1. Easy to maintain - only require 12 swipes a year to waive AF
2. Unlimited entry to KLIA PPL

There is a tier based cashback but is minimal up to spending of RM5k/month.

bearbear
post Jan 16 2014, 04:22 PM

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From: Sheffield


QUOTE(vankodoq @ Jan 16 2014, 04:08 PM)
Thanks for your reply. thumbup.gif

Do you know if I need to have a banking account with Alliance first before I apply for the card? Or can I just apply for it? FYI, I already have two banking account, and I don't really want to open up another one just for a credit card (like what Maybank requires). sweat.gif
*
i didn't have any banking account with Alliance smile.gif

Citibank, Aeon, OCBC all i also don't have account but holding their credit card.
bearbear
post Jan 19 2014, 07:39 PM

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From: Sheffield


cs confirmed with me my swipe at starbuck MCC code 5814 eligible for 50% but whether get it or not need to wait, swipe more thumbup.gif
bearbear
post Jan 20 2014, 01:53 PM

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QUOTE(choki123 @ Jan 20 2014, 01:45 PM)
LOL... good 1. What time did u swipe and which outlet u went?
*
i went around my place all closed after 12, no choice but only signed on morning of Thursday at The Curve. sweat.gif
bearbear
post Jan 22 2014, 11:58 AM

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QUOTE(cfa28 @ Jan 22 2014, 10:39 AM)
just a quick question, many banks offer first year 'so called waiver' of the Service Tax if u swipe within x-days after activation.  Does the Alliance Platinum have this feature.

Also, just got my first Statement, no Cash Back.  Called CS and said that it will only be reflected in the next month statement.  Hmm, always have to refer back to previous month Statement to make sure its correct.
*
Depends on promo, when i signed up the offer was 100% rebate up to RM180 for Platinum CB card.
bearbear
post Jan 24 2014, 09:27 AM

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QUOTE(sohakyee @ Jan 24 2014, 01:24 AM)
Kinda of confuse, spend 5k with 2% cashback isn't = rm100 cashback?
Why is it rm68?
*
its tier-based cash back not 100% of your 5k are based on 2%. Read the t&c.
bearbear
post Mar 24 2014, 08:32 PM

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anyone else receive the health management thing? Got one night free stay wo
bearbear
post Apr 3 2014, 11:05 AM

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Reloaded starbuck card in 2 separate Thursday back in February

Attached Image

so my coffee all half price rclxm9.gif

This post has been edited by bearbear: Apr 3 2014, 11:05 AM
bearbear
post May 15 2014, 01:50 PM

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********
All Stars
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Joined: Dec 2004
From: Sheffield


QUOTE(fkinmeng @ May 15 2014, 01:40 PM)
so frustrated with alliance bank, previously applied home loan, supposed to get reward points, but now they dragged and don't want to give.

going to throw this credit card, useless.  mad.gif
*
I did not read but is it clearly stated in the T&C? If yes just file in official complaint or if you want to, involve BNM.
bearbear
post May 16 2014, 02:38 PM

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phew...luckily enrich miles conversion remains at 6000
bearbear
post May 28 2014, 02:15 PM

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QUOTE(MNet @ May 28 2014, 02:09 PM)
Tier based on base on ur total spending in statement month.

If total 1000+ 500+ 1500 total 3000

So u will get 3% cash back
*
it is not, at least it is not with my Plat. CB card.

First 500 - 0.6% (RM3)
Next 850 - 0.7% (RM5.95)
Next 1200 - 0.9% (RM10.8)
Next 2450 - 2% (RM49)

So if i swipe 5k a month, i would get RM68.75 only.
bearbear
post Jul 31 2014, 03:21 PM

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Joined: Dec 2004
From: Sheffield


user posted image

13. The maximum amount of Cash Back that shall be given out throughout the whole of the Campaign Period is
RM180,000 only and capped at the maximum amount of RM20,000 per day on a “first come, first served”
basis. ABMB shall cease giving out the Cash Back upon maximising the aforementioned allocated amount.

14. Each of the Cardmembers has the chance to win a maximum of RM300 Cash Back only per month.

15. For avoidance of doubt, the following dining Merchant Category Codes (MCC) shall only be eligible for this
Campaign.
(i) 5812
(ii) 5814
bearbear
post Aug 19 2014, 10:27 PM

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From: Sheffield


QUOTE(kelvinlzy @ Aug 19 2014, 10:05 PM)
May I know how did you manage to find out the MCC code?
*
make a transaction, call the card center to clarify.
bearbear
post Oct 14 2014, 06:14 PM

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QUOTE(tigaxxx @ Oct 14 2014, 02:12 PM)
just noticed that Alliance has credited rm250 + rm50 cash reward into my cc account...not sure cash reward for what though    rclxms.gif
*
Dining on Thursday?

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