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cypher
post Aug 15 2012, 05:46 PM

CYPHER - CRAPPY SPEAKER
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my debt more than 5 figure....how?
cypher
post Aug 15 2012, 05:47 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(xtylish @ Aug 15 2012, 05:46 PM)
my debt is more than 50,000  cry.gif
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u intern only what debt u got?
cypher
post Aug 15 2012, 05:50 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 05:49 PM)
study debt maybe?  hmm.gif
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oh ya right...forget that tim..

xtylish: go find something other people want and sell them..lulz
cypher
post Aug 15 2012, 05:50 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(xtylish @ Aug 15 2012, 05:49 PM)
i wan sit in office and RM10,000 just come like that.
ptptn
?
and shaky?
*
you need leonardo dicaprio...
cypher
post Aug 15 2012, 05:53 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 05:52 PM)
last year many got, now Iirc only aeon and BSN
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if not mistaken some personal loan with special offer can help a lot...
cypher
post Aug 15 2012, 05:55 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 05:54 PM)
very shiok wan when bank gip u 0% interest..  thumbup.gif
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yeah...i use it to offset my charged interest debt in my CC and become 0% for credit card debt...and eventually save a lot...lol
cypher
post Aug 15 2012, 05:57 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 05:56 PM)
or extra 10-20k park in full Flexi , then monthly also reduced deduction from house loan account..  rclxms.gif
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thumbup.gif thumbup.gif

but mine is half flexi only...
cypher
post Aug 15 2012, 06:00 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 05:58 PM)
so kedekut for what? full flexi charge RM10 per month for account maintenece only mah..

eh what is half flexi ar?  biggrin.gif
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the name is not call half flexi..i forget what is that adi..forget everything after sign loan agreement..lol

its the same with flexi, but without cheque book, no fees for account maintenance and if want withdraw money need to fill form la this and that la...
cypher
post Aug 15 2012, 06:02 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 06:01 PM)
if take out susah abit 1-2days fill form ok la.. but if put in excess fund, need certain amount, need to apply first etc then mah farn..
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the only things is mah fan...i forget how many days adi for cash out...

but everything is same with full flexi except the account maintenance and cash out process...

and yes..sibeh mah fan...gotta think twice when put money...
cypher
post Aug 15 2012, 06:04 PM

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QUOTE(ar188 @ Aug 15 2012, 06:03 PM)
I just think that the excess, I save rm100-200 per month enough to offset the rm10 then ok lor.. cos its' really like a current account in terms of daily withdrawal and deposit..so really convienient.. plus they gave free priority banking membership.. so thats fine with me..  biggrin.gif
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damn..that is nice~ CIMB?
cypher
post Aug 15 2012, 06:07 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 06:06 PM)
see the other part after that.. for the free toilet..  biggrin.gif .. didnt take CIMB loan, last time when business was young they rejected my loan..  sad.gif

so now, mine stan chart , treat me better..
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i do feel sometimes foreign bank treat their customer better...
cypher
post Aug 15 2012, 06:10 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 06:08 PM)
dat time public also reject.. LOL..
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public business strategy very safe one la...they very strict in risk factor...
cypher
post Aug 15 2012, 06:12 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 06:11 PM)
...reject my basic credit card.. LOL..  laugh.gif
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LOL...same with me la...i apply then kena reject...end up i take citibank...

but now they force me to take due to loan...

but im stupid enough that never aware we can say no..
cypher
post Aug 15 2012, 06:14 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 06:13 PM)
OK mah.. priority banking gip me infinite card.. with dunno how many thousand points dat time,  sure sapu la.. laugh.gif
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thumbup.gif thumbup.gif
cypher
post Aug 15 2012, 06:22 PM

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QUOTE(xtylish @ Aug 15 2012, 06:19 PM)
sleep.gif i feel trolled.
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hahahahaa....
cypher
post Aug 15 2012, 06:24 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 06:23 PM)
smile.gif  can.. sure can...
KIV for future business partnership..  smile.gif
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got more slot or not? tongue.gif
cypher
post Aug 15 2012, 06:28 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 06:27 PM)
you got slot wan?  brows.gif
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no la..say only... tongue.gif
cypher
post Aug 15 2012, 06:32 PM

CYPHER - CRAPPY SPEAKER
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QUOTE(ar188 @ Aug 15 2012, 06:30 PM)
i know la joking..  biggrin.gif 

anyway know you so long, any business ideas you exploring now?
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kinda f&b stuff...but then still under consideration...u know la...f&b is time consuming...

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