These 4 funds are fine.

PISEF & PIDF.

Xuzen

at least your agent recommend you good fund mind one lousy recommend me purchase PBIEF and ever since i bought the fund seem keep decreasing none stop

Let's get the facts straight. The date of investment makes a lot of difference. Using a different start date in a performance analysis will give different results.

If you take the performance chart right now(the most handy tool provided by PM) http://www.publicmutual.com.my/application...formancenw.aspx and selecting 1-year performance, you will get this:
PIDF 10.13%
PISEF 11.00%
PDSF 11.29%
PRSF 15.28%

and PBIEF 12.99%.

All the above funds are local, large-cap, and EPF approved. All of them are similar; and most probably if they were ranked, they would rotate and take turns to be number 1. Just like the teams in any football league, only an extraordinary team can emerge champion continuously.

To have bragging rights in holding the champion, maybe hold all 5 of them. (I'm holding 3.  )

BTW. PBIEF is PUBLIC BANK series. There is only 2 local, large-cap, EPF approved funds in PB series. What else can the bank agent recommend? 

Cheers.

PS. Since the start date would makes a lot of difference, hedge the bet with multiple start dates... DCA, DCA, DCA!

i guess you have to see if they are all invested in the same areas or sectors.
do you want to have over lapping coverage?