Hi everyone,

I got question want to ask about using EPF purchase public mutual fund.
I know there is a formula to calculate how much can be invest by using EPF Account 1.

Let say after the formula calculation. they took a portion of the money from EPF Account 1.

For example,
age 30
EPF RM50k
Acc1 RM35k
Acc2 RM15k

RM35k - RM18k = RM17k
RM17k x 20% = RM3.4k
Eligibility to invest is RM3.4k

So, after minus the RM3.4k

Answer A:
my EPF become RM46.6k
Acc1 RM32.62k
Acc2 RM13.98k

Answer B:
my EPF become RM46.6k
Acc1 RM31.6k
Acc2 RM15k

May I know after deduct the RM3.4k for investment, my EPF Account 1 and Account 2 money would be Answer A or Answer B ?

Thanks. 

Hi everyone,

I got question want to ask about using EPF purchase public mutual fund.
I know there is a formula to calculate how much can be invest by using EPF Account 1.

Let say after the formula calculation. they took a portion of the money from EPF Account 1.

For example,
age 30
EPF RM50k
Acc1 RM35k
Acc2 RM15k

RM35k - RM18k = RM17k
RM17k x 20% = RM3.4k
Eligibility to invest is RM3.4k

So, after minus the RM3.4k

Answer A:
my EPF become RM46.6k
Acc1 RM32.62k
Acc2 RM13.98k

Answer B:
my EPF become RM46.6k
Acc1 RM31.6k
Acc2 RM15k

May I know after deduct the RM3.4k for investment, my EPF Account 1 and Account 2 money would be Answer A or Answer B ?

Thanks. 

u tak suka, u keluar

Plenty of other good fund management houses out there. If u are unhappy with PM performance, get out!

We have Kenanga, Hwang Investment Management, OSK-UOB, among others, all of them won prizes and have funds that outperformed their benchmarks.

PM sxck... Please check on fund performance 70% of the funds is under perform than benchmark around 10% -30%. Who can explain!? Fund manager sleeping?! PM top management sleeping!? Is our hard earn money... Thinking it might b ponzi scheme like Genneva!?

Hello guys, need to ask somethings to sifus here...

How can i know, which companies that each funds are investing in..
have tried to look in the website, but couldnt find it.

also, currently planning to invest in PIDF.
is it the right time to buy it (and is there any other recommended funds with more stable/ better return) ?

I read the switching fees above a few times but still can't seem to understand how it applies to my situation below:

Switch Request: To be made after 90 days
Switch From: Loaded Units on Money Market Fund
Switch To: Public Bond Fund

Can someone please help?

Hey Xuzen, KParam, Transit & others with CAMS & CAMS2 access,

Have U noticed something not-to-right with CAMS2?
Specifically TOTAL UNITS?

Personally, when i was tallying up my personally tracked data on Excel VS CAMS2 - i found discrepancy (lower in CAMS2).
Then i checked the details in CAMS2 - missing transaction(s), which were in my Excel
I then checked again Public Mutual Online for the same fund accounts - there transactions were in PMO too, as per my Excel tracking.
Again, i checked in CAMS (the older version) - there also are transactions were in PMO too, as per my Excel tracking.

Missing transaction was in Aug 2012. Funny thing is before Aug 2012 ada transactions captured in CAMS2.
My issue or CAMS2 still in alpha/beta testing but released on agents?

UPDATE - Agent services just confirmed bugs. Fellow users of CAMS2, please be AWARE before shooting out the transactions/reports to your customers - they may have a heart attack looking at "units lost".

Dear all, wanna ask.. What is the best way to be a UTC? And is there a difference of having an upline from a friend or directly with pbb?

I want to start with 50k and contribute rm800 monthly for the next 3 years. My risk appetite is high. Which would any of you recommend?

any public mutual agent here? intersting to get into it

Hi I am new to PM investment....
I had two funds before with PM but i suffered some loss as I just gave the money to my parents to invest it....I don't even know the funds name....so i sold it off sometime back...I was young that time...just started working so no time to go and check things out...my biggest mistake....
so now i am interested in diversify my investment as I am mid 30 now and need to think of my kids studies and all....
so i got introduced to a PM agent by my friend who is making good money with PM
Just need some advice and clarification...I was recommended these funds to choose from...PIX, PRSF, PDSF, PGF, PEF, PSF
I am planning for long term investment maybe 5 years or so
My initial startup capital is RM10k and plan to put RM 500 each month...so my question is
1) are those funds good to invest in now before GE or should i wait
2) i was recommended a 70:30 ratio of equity:bond
3)normally once bought...how long do we wait before we switch the funds incase of underperforming.....
tq in advance.

hi kparam.

long time no see u?

welcome back.

Hi all, how to calculate dividend declared after tax ?

By the way, when is the dividend payout of PRSF ?

Hi, between pidf and pdsf which one should invest and why?