yeah..... correct.

If you are not succesful in your ballot, your bank draft will be refunded.

During the previous balloting exercise for vacant bungalow lot, the required amount for balloting was RM20K. Not sure about the upcoming semi-d though.

just one thing.
every morning there are countless miserable peoples try to get out from cheras, jam all the way to work.
and now you telling me the is a propose highway, so that you can connect to lekas, and from lekas connect to silk, and from silk finally, yeah! you reach cheras. 

yeah not easy to meet all requirements to take loan from my company. must be:

1. residential title. no commercial title land. so no service apartment
2. ok, if residential title can but cannot have commercial nearby within 500m (kakaka)
3. limited budget based on rankings in company.
4. maximum loan is 25 years
5. no joint loan with banks. can only joint loan with wife if wife works here as well. my wife left the company already. kekeke
really not easy to meet all criteria. so i mati mati will find any property to meet these requirement as the clock keeps ticking. the longer i wait, the lesser years i can loan. lol

If linked semi d between rm728k and rm878k which u would buy?

I checked, they only allow 1 draft per IC; should we put under other IC, S&P will be under the main IC and that person can join other IC - not transferable.

No, you cant. 1 IC = 1 Ballot
Should you want to participate in >1 Ballot = >1 IC

Also, it is by the Village that you are targetting. When you ballot for Merrum, you actually, indirectly balloting for Lecus too. It goes by the colour, so, if Purple, then you ballot for all Purple launches. If you hit, you are entitled to one of it. Similarly for Cluster SD and DSL.