QUOTE(paogiv3r @ Jul 4 2013, 10:18 AM)
My price range is about RM500k +- this will be my first home, may i know how can i leverage the first home scheme.
1) The house installment can be 2/3 of my nett income?
2) EPF account 1 or 2 can take out fully to use it as deposit?
3) I wanted 1 house (any where as long as not super ulu places), my fiancee wanted to buy her own house as well. (any where cheapest in jalan ipoh area?)
4) Any advise how is it possible for good place to buy now subsale or new house?
thanks alot

1) Standard requirement is 1/3 of your nett income but certain banks are willing to accept up to 2/3 of your nett income, so please do your own homework to find out and with the new BNM ruling, max repayment period is 35 years;
2) Your savings in EPF Account II can be withdrawn to part finance your purchase of a property;
3) For your budget of +- 500k, you should be able to get both new and sub-sale DSL depending on size and location. Check it out from iproperty.
4) Sorry, I do not understand your question oh.