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> Scenaria at north kiara hill, another project by UOA

seanooi880327
post Mar 19 2013, 05:13 PM


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QUOTE(KLsooner @ Mar 19 2013, 05:07 PM)
How the 20% works out? loan max 80%? or guaranteed repayment after completion?
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if not mistaken is work like,

90% loan,

pay 5% downpayment during SNP, then developer will refund 5% after first disbursement from bank. ( minus 10%)

Then, after VP, developer will pay another 10% by cheque, for renovation or whatever/.. ( another 10%)

total 20%
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Chris Chew
post Mar 20 2013, 12:42 AM


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QUOTE(Giant @ Mar 19 2013, 03:24 PM)
plenty of units, 1250psf , RM900K above before discount ! +20% discount + DIBS
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Wahhhh ... After 10% and another 10%, it is still RM 583 psf onwards ... My goodness, that's the power of 20% discount and DIBS entry ...




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leo_gaga
post Mar 20 2013, 10:36 AM


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QUOTE(joanna85 @ Mar 20 2013, 10:14 AM)
Very good information from leo gaga indeed! Some people look for flexibility or interest rate, it actually all depends on your preference. Remember to maximize your chances for getting the mortgage you want the first time you apply by understanding how banks evaluate your creditworthiness. Don’t waste time and money on loans that end up rejected! I also look to banks that give preapproval, much more time-saving.
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thanks thanks, just sharing with my little experience. smile.gif
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lexusss
post Mar 20 2013, 11:32 AM


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QUOTE(leo_gaga @ Mar 19 2013, 10:23 AM)
hmm, you go in wrong tread liaw.
btw, good loan depends on interest and bank offer you how much of %.
things you need to know :-
1. BLR (the higher the better) normally is - 2.4
2. 90% loan ? semi or full flexi?
3. some bank like OCBC that offer the renovation loan as well. see if you need it.
4. approval speed 
lastly,  MRTA and MLTA
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what about the line in LO that state bank reserve the right to change the interest when BLR & OPR difference drop below x.xx% then bank can change the rate to maintain the difference at 3.5%? bruce.gif
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leo_gaga
post Mar 20 2013, 11:51 AM


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QUOTE(lexusss @ Mar 20 2013, 11:32 AM)
what about the line in LO that state bank reserve the right to change the interest when BLR & OPR difference drop below x.xx% then bank can change the rate to maintain the difference at 3.5%?  bruce.gif
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will it be possible? blush.gif sorry , i have no idea.
only BLR will keep changing time by time by the bank negara..
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lexusss
post Mar 20 2013, 05:49 PM


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QUOTE(leo_gaga @ Mar 20 2013, 11:51 AM)
will it be possible?  blush.gif  sorry , i have no idea.
only BLR will keep changing time by time by the bank negara..
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yes. standard one usually set to when BLR & OPR drop below 2% then only they will change. but some evil one will put 3.5% =(
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Jf33cs
post Mar 20 2013, 10:19 PM


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Road connected to Bukit Prima is almost done.
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Chris Chew
post Mar 20 2013, 10:41 PM


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QUOTE(seanooi880327 @ Mar 19 2013, 05:13 PM)
if not mistaken is work like,

90% loan,

pay 5% downpayment during SNP, then developer will refund 5% after first disbursement from bank. ( minus 10%)

Then, after VP, developer will pay another 10% by cheque, for renovation or whatever/.. ( another 10%)

total 20%
*
So, you buying this Scenaria?



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Jf33cs
post Mar 20 2013, 10:46 PM


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I was passed by the site today, noticed that the parcel of land in front of the junction has been cleared and it is used to connected to DPC.

In addition, road connected to Bukit Prima Pelangi is completed. But i can't upload the photos, dono why...
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Chris Chew
post Mar 20 2013, 10:55 PM


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QUOTE(Jf33cs @ Mar 20 2013, 10:46 PM)
I was passed by the site today, noticed that the parcel of land in front of the junction has been cleared and it is used to connected to DPC.

In addition, road connected to Bukit Prima Pelangi is completed. But i can't upload the photos, dono why...
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Who is the party contributing to the propose road and used to connect to DPC?

Mind to share, how long the road by km?

And, to which side of DPC? Connected to which entrance?


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cjsoong
post Mar 20 2013, 11:44 PM


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Hi, Any Small unit? Interested to buy ...
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seanooi880327
post Mar 21 2013, 12:18 PM


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QUOTE(Chris Chew @ Mar 20 2013, 10:41 PM)
So, you buying this Scenaria?
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aiming smallest unit with high floor for own stay...

looking condo unit with decent size that able to raise family around this area...

Although price quite steep, but after rebate still below rm600 per sqft which is the current market price already...

Too bad fully booked, will see any reject unit later stage...


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Chris Chew
post Mar 21 2013, 12:21 PM


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QUOTE(seanooi880327 @ Mar 21 2013, 12:18 PM)
aiming smallest unit with high floor for own stay...

looking condo unit with decent size that able to raise family around this area...

Although price quite steep, but after rebate still below rm600 per sqft which is the current market price already...

Too bad fully booked, will see any reject unit later stage...
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Oic. Ok bro, if own stay and plan to raise ur family here, then good bro.

Never consider other area or top up a bit to get real Mont Kiara?

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seanooi880327
post Mar 21 2013, 12:32 PM


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QUOTE(Chris Chew @ Mar 21 2013, 12:21 PM)
Oic. Ok bro, if own stay and plan to raise ur family here, then good bro.

Never consider other area or top up a bit to get real Mont Kiara?
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Haven't really check into it... Will check out the Concerto ( still not real part of MK) but the price is too over for me.. Looking smtg below 700K for new launch...

buy now and wait for few years, timing is good for me...

But then im in bit dilemma situation, either wanna go for invest again or buy one for settle down to raise family...

By looking the current price per sqft ( with rm1000 psf in KD), i cant imagine what the price after 3-4 yrs, ps- i dont have crystal ball as unable to forecast the price will drop or up....

But looking at current situation, as i still can afford, will look for another one prop at this year....... smile.gif

How about your hunting? able to find your idea landed prop??



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lexusss
post Mar 21 2013, 04:30 PM


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QUOTE(Chris Chew @ Mar 20 2013, 10:55 PM)
Who is the party contributing to the propose road and used to connect to DPC?

Mind to share, how long the road by km?

And, to which side of DPC? Connected to which entrance?
*
the land owned by UOA according to one of the SA. they are the one proposed to open one.
on a quick and rough estimation, a distance of 2km of straight road from scenaria to dpc sime darby hospital.
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syk
post Mar 21 2013, 05:49 PM


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QUOTE(lexusss @ Mar 21 2013, 04:30 PM)
the land owned by UOA according to one of the SA. they are the one proposed to open one.
on a quick and rough estimation, a distance of 2km of straight road from scenaria to dpc sime darby hospital.
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Is the missing link to Sri Bintang Pasar Malam area.
Total distant is only 1km from scenaria to dpc hospital.

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leo_gaga
post Mar 21 2013, 07:48 PM


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Attached Image

Attached Image

ops. sorry for this blur photo.
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ivzh
post Mar 21 2013, 08:04 PM


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Looking good, the new link is on-going or still in "proposed" stage?
easier access to DPC, Scenaria - Sri Bintang pasar malam area - the chinese school - then simedarby medical center - dpc


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vincent2u
post Mar 21 2013, 08:23 PM


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anyone know when will uoa will receive first disbursement from bank?
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Chris Chew
post Mar 21 2013, 08:50 PM


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QUOTE(seanooi880327 @ Mar 21 2013, 12:32 PM)
Haven't really check into it... Will check out the Concerto ( still not real part of MK) but the price is too over for me.. Looking smtg below 700K for new launch...

buy now and wait for few years, timing is good for me...

But then im in bit dilemma situation, either wanna go for invest again or buy one for settle down to raise family...

By looking the current price per sqft ( with rm1000 psf in KD), i cant imagine what the price after 3-4 yrs, ps- i dont have crystal ball as unable to forecast the price will drop or up....

But looking at current situation, as i still can afford, will look for another one prop at this year.......  smile.gif

How about your hunting? able to find your idea landed prop??
*
Ohh, Concerto is something very different compare to Scenaria. It was a good concept by BCB although the size is little bigger and absolute price is not low.

Most new buyers having dilemma of either wanna go invest or settle down for own stay. IMO, one should not factor in both together or else, you will have tough time to pick and choose which is more to an own stay and which may more worthy for investment in a planned term, like 1, 3, 5 or up to 10 years. Probably you should find a decent prop for own stay first, and who knows, maybe 3 years after stay, the prop price increased a lot and you may move on for higher living and upgrading. It is too tough to buy an own stay merely based on investment potential elements.

Haha, make sure don't be elusive with the Tropicana Garden's RM 1,100 psf ... It's a hell of something different target segment and pool buyers, and that's Dijaya. In my forecast, it has nothing to do compare to the future market of the likes of RM 500-650 psf products.

Ex.
In 2009, a RM 200-250 psf product outside KL area probably now hot selling at RM 400-450 psf and slow down a bit after RM 500 -550 psf.

In 2009, a RM 1,200 psf product in KLCC probably now selling RM 1,350 - 1,450 psf in not so hot demand and lack of movement when asking RM 1,500 psf. Instead, most KLCC > 2000 sq feet unit had been slow down in mode of RM 1,200 psf.

As you can see, 2009-2012 is hot market, but both animals have different of performances.

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