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Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.
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royalz
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 Dec 8 2012, 01:04 PM
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Hi guys..would really need advise here. im new ..just started working not long.
i have fresh fund of about 10K in maybank. Would like to put it in FD and not planning to touch this amount of money. Which FD should i go for that will give me the best return? there are too many promo now..duno which bank is more reliable and does not have hidden terms and conditions. Hope you guys can advise me. Saw the UOB 3.7% for 12 months promo..is it good? or got better ones.. thanks alot guys
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royalz
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Dec 8 2012, 02:09 PM
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QUOTE(magika @ Dec 8 2012, 01:36 PM) If you are new would advised to read back so can get the feeling. Failing that if you are not too particular, the best around that is hassle free would be Bank Rakyat 12 mth at 4.01% and MBSB at 4.05%. Eventhough you are not planning to use the fund it would be advisable to place it in multiple certs. Go for auto renewal. The most hassle free would be MBB efd which could be deposit and instant upliftment online thru Maybank2U though for first time placement it needs a few days. However rates are very low. what do u mean by place it in multiple certs? sorry im new here..thanks for ur reply.. |
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royalz
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Dec 30 2012, 04:08 PM
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sorry noob question ..
all fixed deposit interest rate credited monthly or anually ?
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royalz
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Dec 30 2012, 05:53 PM
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QUOTE(TakoC @ Dec 30 2012, 05:27 PM) It all depends on placement period. if thats the case isnt it short placement period more profitable ? lets say 3.26% for 1 month and 4.05% for 12 months... |
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