take a look on Public Bank, Hong Leong Bank and OCBC Bank promotion

http://www.pbebank.com/en/en_content/perso...ns/fortune.html

6 months FD: 3.6%, 3.6%, 3.88%, 3.88%, 4.68%, 4.68%
minimum: 10k but need to put FD:Saving with 8:2 ratio

returns after 6 months is 3.3% PA

http://www.hlb.com.my/promo/pfs/dep_prospe...dex.jsp?s=promo

12 months step up
minimum 10k

returns after 12 months is 3.51% PA

http://www.ocbc.com.my/personal-banking/ac...ixedDepositDeal

1st 3 months is 3.8% and 2nd 3 months is 2.85%

returns after 6 months is 3.34% PA