Hi guys and gals,

Firstly thank you for all the informative posts here - I have been a "lurker" for a while, and looking through the posts has given me quite a lot of information.

I have a question though. I'm considering placing an amount $400-500K in FD in the next couple of months. Looking to split at least 10% to SA, the rest in FD. Not interested in any free gifts from the banks, but MUST have full electronic banking facilities (online statements etc). This is coz I will be overseas quite a lot.

My question is that are there any banks that will provide a credit card (VISA/MC) tied to the SA component, ie like an offset account? Prefer a "premier" card that will allow benefits like airport lounge access etc.

Thanks again.

Thanks for the info! Will check it out.