Gen-X, thank you for the inclusion and in general for your tireless (n i don't mean without tires ) contributions to this forum.

I'm hardly a good pick for the committee member role as I hardly spend any time at all in this forum
Really, I think every member who has benefited from this FD forum has a role to play in providing useful information allowing members to make valid comparisons of FD offers - as opposed to just being 'silent' members.

This post has been edited by ascend: Aug 1 2012, 10:40 PM

OCBC Savings Combo
Guys take note rules have changed. The Smart Savers balance is now earmarked and i believe this rule is retrospective, meaning these new rules will still apply to those who participated in the combo deal before the rule change.

Source:
http://www.ocbc.com.my/personal-banking/Pr...2012_INB_v2.pdf
3.4.6. The amount placed in the SA under this Promotion (i.e. the amount which is at least 20% of the 3-month FD placement amount) will be earmarked for 90 days starting from the placement date, and must be maintained in the SA for the 90 days period for continued participation in the Promotion. If the whole or part of the earmarked amount is withdrawn from the SA anytime within the 90 days period, then clause 3.4.7 below applies.
3.4.7. The promotional interest rate will cease to apply to the FD placement, should the Eligible Customer withdraw the whole or part of the earmarked amount any time within the 90 days period. In such case, the prevailing board rate will apply to the FD placement.

You can try your luck at other branches. Use the ambiguities in T&Cs to your advantage because not of all of them are in black & white - which explains why sometimes there are discrepancies in info provided by the members here.

OCBC Masjid Jamek RM told me that top-ups are allowed in the Savings Combo deal, without having to open another new savings account.

Cashback has not been credited yet, and SCB has one more day to do this (for those who meets the conditions in May).

yes same here - and that's right after i gave them a hard time on the phone around 9:30pm and telling them i would lodge a BNM complaint if the cashback is not received by 31 August



This post has been edited by ascend: Aug 30 2012, 10:22 PM

New Promo?

I don't think this has been reported yet.

OCBC Branch Transformation Special FD rates, mystery gifts when you open a safe deposit box at KL Main branch, Ipoh, Kluang, and Kota Kinabalu.

FD rates : 3.45% for 3 months, and 3.55% for 9 months. Min RM5000 - max RM50000. From 1 Oct till 15th Oct only.

Pls call OCBC if you need more info. This promo is not on their website.

This post has been edited by ascend: Oct 2 2012, 09:51 PM

Maybe it's this one.

http://www.maybankislamic.com.my/promo_get...ign-111230.html

Genx is right on this. The current rate (16Oct - 15Nov) is 2.75%. See link here: Maybank link

I would agree wit aeiou228 on this. The IAB is between 2011 and 2012 and this IAB amount must be at least RM1000 but not more than RM2M and this IAB amount will then qualify for the 2% bonus.

In GenX 's example of RM52999, as long as this amount is the IAB between 2011 and 2012, the whole sum of RM52999 will attract the 2% bonus.

This post has been edited by ascend: Oct 18 2012, 09:24 PM

Interesting link on deposit rates around the world. Saw this post by moko82 from Kopitiam

http://www.deposits.org/
http://malaysia.deposits.org/

Standard Chartered FD promo.

http://www.standardchartered.com.my/person...r_fixed_deposit