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 Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.

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WhitE LighteR
post Nov 12 2012, 06:18 PM

WhitE LighteR Is Black~
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QUOTE(Gen-X @ Nov 5 2012, 04:52 PM)
Bro, click here to FD V2 Thread and do a search on MBSB and you can read our previous comments on MBSB.

To All, posted below at CC section, maybe some of you here can also benefit from my story  sweat.gif

I wanted to open a Maybank Basic Savings Account which earns nominal interest rates but was recommended against doing so. Instead the Maybank Exec recommended that I opened a Normal Savings Account for my purpose of linking all my Maybank Credit Cards to it in order for me to make payments online via Maybank2U. It seems that the Maybank Basic Savings Account cannot be linked to my Maybank Credit Cards at M2U rclxub.gif

For those of you who uses Maybank2U to pay your credit card bills, utilities bills, Local Council Assessments/Taxes and etc, you should look into getting the Maybank2U Savers Account (if you have not) because it earns you interest daily and credited into the account monthly.

Click below link to read my story of My New Maybankard Platinum MasterCard Debit Card and Maybank2U Savers. And maybe you can earn some extra money after reading it smile.gif

My Maybankard Platinum Debit Card for My Maybank Credit Cards and Maybank2U Savers
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One question. Why Savers and not Savers-i? Since I saw Savers-i can still earn 0.4% when funds is below 2k.
WhitE LighteR
post Nov 12 2012, 06:31 PM

WhitE LighteR Is Black~
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QUOTE(Gen-X @ Nov 12 2012, 06:20 PM)
Because I not as smart as you Bro. Yah, go for Savers-i better  notworthy.gif
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sweat.gif i cant tell you're being sarcastic or not unsure.gif
WhitE LighteR
post Nov 12 2012, 06:36 PM

WhitE LighteR Is Black~
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QUOTE(Gen-X @ Nov 12 2012, 06:35 PM)
Bro, I'm not being sarcastic lah, it is a fact, as you pointed out, the Saver-i earns you interest even if you balance is RM1 versus nothing for Savers until it hits RM2K. So, come to think of it, I should have sign up for Saver-i since I know it does pay interest when our deposit is less than RM2K but somehow failed to do so and as such was a fool  doh.gif
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laugh.gif tq tq. my sarcastic radar abit broken today... so i had to ask to double confirm tongue.gif
WhitE LighteR
post Feb 8 2013, 04:26 PM

WhitE LighteR Is Black~
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Hi. I would like to move 5k out of my CIMB saving account to test water with new things. It there now earning 2.4%p.a interest. My first thought was to move it to CIMB eFD 1 month tenure for 3%p.a.

Wan to see what u guys think. Should i commit this to FD or something else. I know from 2.4 to 3 is not much diff. I believe FD has promo from time to time. Anyone I should look out for?

Thx
WhitE LighteR
post Feb 8 2013, 04:42 PM

WhitE LighteR Is Black~
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QUOTE(bearbear @ Feb 8 2013, 04:39 PM)
Tenure?
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Most probably one month. I see for CIMB the tenure has not much different (3-3.15%). 1 month would give me the flexibility to reinvest the cash elsewhere if I find some place better.
WhitE LighteR
post Feb 8 2013, 04:45 PM

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QUOTE(bearbear @ Feb 8 2013, 04:44 PM)
no difference - special promo usually minimum 3 months
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3 month is still acceptable.
WhitE LighteR
post Feb 8 2013, 04:52 PM

WhitE LighteR Is Black~
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QUOTE(bearbear @ Feb 8 2013, 04:49 PM)
OCBC

split your fund to 2:1, 2 goes to FD and 1 goes to Saving Account

FD - 4.5%
SA - 2.9% (with minimum Rm1k top up every month)

Tenure 3 months. Minimum fund 7.5k - http://savemoney.my/best-fd-rates-in-malay...-year/#3monthfd

UOB: 3.5% for 3 months

Bank Rakyat: 3.65% for 3 months (Without PIDM)
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notworthy.gif Tq very much. I will check it out. Thx
WhitE LighteR
post Feb 9 2013, 02:49 AM

WhitE LighteR Is Black~
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QUOTE(AVFAN @ Feb 8 2013, 07:02 PM)
if u r cimb preferred, there is currently 1 month 3.5% p.a.
just to share, for me, with pidm, convenient branches...

1 month - cimb 3.5% p.a.
9 months - uob 3.65%
12 months - hlb 3.95%

keep yr blood sweat and tears money safe!! biggrin.gif
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Thanks. I am not a cimb preferred account. So too bad tongue.gif

So far I only have maybank n scb account. so preferred not to do over the counter. everything online best. its 2013 for god sake laugh.gif

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