UOB currently introduction FD interest rate as high as 3.7 for 12 months. ( very high compare to normal 3.3-3.5)

beside, UOB also introduce a bond that interest rate is 6.0-7.0 for 3 years ( with no risk at all). there are 3% charges for the 1st time but when reached maturation date ( 3 years) the 3% charges will be refund. for me , is quite a good place for you guys to put your money if dont want any risk at all.