The Maybank/Maybank Islamic latest promo is it available in all MBB branches? or only Maybank Islamic?

I can't find any info from Maybank2u website

No more 3%. Has been adjusted to 2.75%.

Its available at all Maybank/Maybank Islamic. Its a step up , not really attractive. Advertisement can refer to Thestar today..

Info from two officers of diff MBB branch.

We have been discussing like heck for the past few days, just read back and you will get the details.
Failing which just read the terms which mention that it is based on Gia-i one month rate, which at present is 2.75% down from previous 3%.

Just look at our savings and fixed deposit (FD) accounts. The heaps of money we keep in such low return vehicles far exceed our need for emergency funds. And yet, we do not complain about the returns, simply because they provide us with yet another addiction: “guarantee”.

Sure, FDs and savings accounts are important. One, they provide us with the convenience to access them to pay for our living expenses and two, they are usually good places to stack up some money as cushion against emergency needs - usually three to six months if you are single or nine to 12 months if you have dependents. Apart from this, keeping too much cash in FD and savings confirms you as a liquidity addict'.

Everyone has different appetite for risk - getting something guaranteed is better than venturing into something unknown.

If everyone is the same - what would this world be?

Btw - for step up Standard Chartered 12 months is better @ 4.01%?

This post has been edited by bearbear: Oct 23 2012, 10:06 PM

Copy n Paste from an article in The Star (22-Oct) ke ?

http://biz.thestar.com.my/news/story.asp?f...35&sec=business

No wonder sounds familiar. Lol.

Mnet, just type out what's in your mind, your opinion and thought. That would be a much more meaningful forum participation instead of just c & p.

This post has been edited by aeiou228: Oct 23 2012, 11:59 PM

Thanks for the input. Step up plus possible "revise" rate... : ..MBB Islamic already done that from 3 to 2.75%.

Went to ocbc, confirmed that if spouse never registered with bank then can open premier account with joint name and enjoy the promote premier rate. Need to buy three products. RM said no recommendation "coupon" as the offer was closed in first quarter

This post has been edited by gsc: Oct 24 2012, 12:44 AM

Thanks. This means husband and wife can enjoy priviledge twice only provided the first time is not joint account.


This post has been edited by magika: Oct 24 2012, 08:49 AM

oh ... not attrative? which one you find attractive?

aeiou calculated it to be average 3.67% for 9 mths FD.
Attractive or not I still trying to figure out where to deposit next month. Failing which will be back to old trusty BR.

Why not put at 31 Oct 2012 1 mth deposit at MBB Pma-i first ? If average can get around 4.75% for 1 month not bad also..

This post has been edited by magika: Oct 24 2012, 10:00 AM

hi guys, which bank provide the best FD at the moment? is Standard Chartered Step up 6% the highest so far? I do not have any SCB saving account, do I need to open 1 for this Step Up FD?

CASA, Current Account Saving Account, need to open 2 account

Minimum Deposit: RM5,000
Minimum Age Requirement: 18 yrs
Tenure: 12-months
Features:
1. Open to new members, current members and Standard Chartered Priority Banking members.
2. Member of the Standard Chartered Priority Banking members must open an e$avers account / Other eligible customers must open a JustOne current and savings account.
3. Minimum amount of RM5,000 must be deposited in a 12-month Step Up Fixed Deposit with Standard Chartered.
4. Premature withdrawal from the FD account will be given none or a lower interest rate on that account. Don’t take the money out unless you really have to! Or maybe consider a shorter tenure…

This post has been edited by Petro-Canada: Oct 25 2012, 12:59 AM

I did it last month. very simple just like you open FD in any bank. Since I already have e$aver, I just straight open the FD account. The customer service will fill in the form and get you sign then you will proceed to teller counter to deposit the money. The counter will give you a blue color type of FD slip/cert. On it written the initial period of FD rate. The renewal on the step-up is auto.

Is the promo still available now? i got fd mature soon in the end of month... now scratching head to get the best fd rate for my money..

HSBC Amanah Term Deposit-i offering 5% p.a. There is 30:70 ratio thingy. I can not understand this. Please check it up.

Now still available but on the safe side, call your nearest SC bank (was wrongly typed as ocbc) to confirm

This post has been edited by gsc: Oct 27 2012, 11:20 PM

ocbc? not standard chartered?