Not big sum lah... x0,000. In Petaling Jaya. But need to really nego lah.

Haha...I try with part of my saving lah... Some goes to HL Mach FD...
Eh, I remember you are the regulars to BR.
I got all the excitement from your posts previously.

In fact, before I go, I din have high hope on 4.11%...I am fine with 4.06%...then when I ask for more, the teller said need to nego with manager... I tired (no loss mah), and to my surprise I got it! It is great.

@magika, do u have to nego on your every visit, or they will honour the previous rate you gotten before?

Thanks for updates.
Just checked, yay! It is in. The exact amount as I pre-calculated. Great!
Now, I have forgotten, If I withdraw all the balance, will I still get 2.75% interest for January?

It was eugenecctan who shared this promo to us here. Big thanks to him again.
Mine calculated as 4.81%. Not bad.
Oh you are fast, I am a bit kiasu to wait for the bonus interest credited first before withdrawal.

So, it is back to 4.11% for FD and 0.1% for introducer incentive, right?
Just wanna see BR's threshold...

Wow, thanks for the sharing...by putting upfront interest back as FD will yield 4.03% p.a. overall. (But need to visit twice, right?)
The deals are getting hotter.

Anyway, I have committed my fund in Mach FD 4.00% and BR FD 4.11%. All good for the time being.
If I have more fund, will most likely go back to Mach or BR as I have acct and i-banking facility all setup.
Unless it is much more to justify the new customer/acct/i-banking opening process.

+100 on BR.
With it's non-promo high interest rate. ==> One of the best FD returns.
Your money can continue to roll with high interest rate. ==> Save the effort/visit to transfer the fund from 1 bank to another.
And interest is crediting into SA every month. ==> Advance use of interest: put back as FD, IBG to other bank or ATM withdraw as your monthly pocket money, u decide.

To take the 4% promo Mach FD, you'll first need a Mach Money Box account.
You can only open this account from Mach branch.
Thereafter you can go to any HLB branch and deposit your fund (or even deposit your cheque using Cheque Deposit machine) into this Money Box account.
Then you can use HL Connect online banking to place Mach FD by using the fund in your Money Box acct.
Interest is crediting into Money Box acct on monthly basis.
There is free IBG option, you can IBG your interest into other bank or withdraw at ATM, or place as new Mach FD.

This post has been edited by tbheng: Feb 26 2013, 11:26 PM

I am into HL Mach 4% FD. Low maintenance (no need to move fund every 3mth). Interest credited monthly.
I guess the only issue is the location. Mach branches are only in Klang Valley.
Some may not be here. The location is good for me.