I believed they called it Gold Leaf, I have that though..

Its not only interest rates but gifts that are being given with deposit at Alliance, OCBC, Bank Rakyat n others. Wonder whether next forummers can post promotion with possible gifts info galore..

I would love to deposit (decent rates of course) at banks that give free Ipad...

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Added on August 23, 2012, 4:43 pmI would have thought that all branches has the same gifts. For the Mont Blanc each RM250k has to be earmark for 12 mths failing which cash penalty would be imposed.

Bank Rakyat gives hampers, bags, shoes bag, towels..

This post has been edited by magika: Aug 23 2012, 04:43 PM

Same thing like those who deposit under ocbc combo deals, 20% in smart saver can be taken out..... must next time be faster to take advantage of loopholes..

Bro, just for clarification. I have both as below.

1. OCBC Combo deals 80% FD 4.5%, 20% in Smart Savers (deposit next 2 mths RM1k each).
If I use Giro, to transfer on 1 September then its considered after clearance around 3/4 Sept?

2. Online FD is a different deal altogether using different Saving Account, am I right ?


This post has been edited by magika: Aug 24 2012, 02:01 PM

Congratulation, somehow I feel good that everybody here got it.

Looks like you have to wait until very end of Sept as others received end of August..

OCBC Combo Deals, Smart Saver interest is in.. exactly 3%..

I think smart savers account cannot be touched even after 90 days is up, as it would constitutes as withdrawal, simply have to wait until the calender month is up..

This post has been edited by magika: Sep 3 2012, 12:18 PM

Just need 3 simple products thats all. A few months earlier, promo for OCBC Premier has to choose Investment products, now with Combo its okay..

Thanks captain

This post has been edited by magika: Sep 6 2012, 03:52 PM

I dont think the RM is telling the exact truth. When collecting cash vouchers, everytime has to sign official receipt.

No, it wont be possible for the RM put in own pocket as said everything also have to sign official receipt.
And I would not know about recent cash voucher (Parkson) , previously I received quite a number of secret recipe voucher though.

There are two types of free gifts OCBC:-

1. When opening Premier Account - If there is free gift on offer which has to be ask/nego before opening.
2. On recomending new Premier Account Holders - Cash Vouchers

BR
If recomended by Captain Gen-X, can get 0.1% cash to be deposited at BR Savings Account..

This post has been edited by magika: Sep 11 2012, 04:25 PM

Because if you read back the thread you will know the calculation.

Its number of days/365 x % x deposit

This post has been edited by magika: Sep 11 2012, 04:36 PM

"But asking for free gift first will make me look like a small greedy person.. "

Yup must have thick skin

Its 0.05% extra on own deposit and 0.1% cash if recomend friends, thats why put you on table..

If not kiasu dont need play musical chair, any bank will do..

This post has been edited by magika: Sep 11 2012, 05:46 PM

Its applicable 0.1% of total FD amount if you recommend friends to deposit in their FD. You will need to open a saving account with BR, then when your friend open FD at any branch, just gave them the name n account number of the referral. I used to give back all the RM to my friends and relatives.

BR also gives free gifts and can nego, if shy get pittiance. I used to get hamper, towels, bags, a few shoe bags, just thick skin and demand, also extra 0.05% rate. Try to be nice and get nothing.

OCBC, when recomending Premier Customers no matter which branch also need to inform who the referral is, also need to ask what is the gifts, and also keep harassing. Be too nice a guy, doesnt pay, be kiasu it pays..

PS: Pls enquire first.

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Added on September 12, 2012, 9:28 am

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Added on September 12, 2012, 9:43 amWats the matter with Hong Leong Bank ?
Got quite a lot of phishing email, with quite a lot of accurate private info too. However reply to email ends with. edu something .

This post has been edited by magika: Sep 12 2012, 09:43 AM

ok, its Captain Gen-X..

Will do , Admiral X

Siti Nurh... can ah

Its for Premier Banking above RM250k for some banks with a Relationship Manager (RM) handling your account. Dont need to go to counter although sometimes faster at counter.
Pls read back the thread so dont have to ask repeated questions such as PIDM, Islamic Banking, Cooperative Banks and also be aware of certain forummers.


This post has been edited by magika: Sep 13 2012, 08:25 AM

Yes, need to insist or ask them to pay three days interest. Pls calculate interest due to you before upliftment as some of us(me) have found out.