Get bored with these banking step up FD interest rate. Need to shift money here and there. Just hoping come out a better rate for 12months

It's called the OSK-UOB Focus Bond Fund - Enhanced

1. You get Annual Income Distribution : 3.5% to 4.0% p.a from Bond portfolio + average 2.5% from Yield Enhancement Strategy
2. Capital Reservation at the end of the 3-year
3. Potential Higher Returns than 3-Year FD Rate
4. Non-Taxable on Income Distribution

Correct sifu....       

Yes, thank for the advice. i am kind of worry. MBSB, Bank Persatuan, Bank pembangunan, BSN, BANK MUAMALAT and Agrobank all under Koperasi and MOF, be careful. NO PIDM.

Anyone knows which bank/branch opens on the weekends in the Klang Valley? Weekdays to do FD placement is really difficult.

is it just a normal FD or it come together with Am Investment?  Am looking for an FD among UOB, Ambank, HSBC and OCBC, as far as i know OCBC and HSBC is standing around 3.0-3.1%pa for now and UOB special rate just finished last month so it back to lower rate too. 

Is this Am50plus a normal FD?

Greetings guys,  I'm a student currently and have planned to put some of my saving in FD. Have done some research and have gathered that hong leong bnk offers 2.9% for 1 month and 2.95% for 2 months.  My question here is that the minimum amount to open up a basic FD would be Rm500 right ?

Hi guys, found this today. 4% p.a. !
4% promo
Seems no complicated conditions like additional CASA needed.

Ok, found the button called "New Mach FD Placement" inside the MoneyBox acct detail screen. This is to open new Mach FD.
I am new to HL Connect myself...    Hope this helps.

Need to find out the existing rate first. If 12-mth rate @3.4%, then the effective  only @ 3.6%, upon uplift the extra rate is void, not flexible.

Other than Maybank, are there any banks which allow to open islamic fixed deposit entirely online?

Thanks. Are you sure that we are able to open ISLAMIC fixed deposit online in AMBank? I checked the website and it only shows the conventional deposit online facility.

put it this way...if u have 100k only....so 80k to FD and 20k goes to saving...correct or incorrect..

tis one... no idea what savings account rate... wat's effective rate then? if <3.5%, not so attractive.

however, since it is 12mths, it's good. those 3mths types... too much work to go in out, in out...!

and... can the 20% put in savings be taken out the next day?

Here...
ready your bullet guys
@tbheng

I have been following this thread for awhile and im just starting out with putting my money into fixed deposits. Id just like to ask why not many people are putting their money into bank rakyat since it has the highest fixed deposit rates. Is the reason mainly because it is not insured by PIDM?