Your pay also good at RM8k and very flexible job. Actually there is many way to earn high figure, not necessary need to climb corporate ladder. All you need is capital + ideas. Im 20 this year and i started to venture into bird nest industry 4 years ago and as today it can yield 6-7Kgs monthly. Mind you that time i was Form 4 and i have totally different life compared to my peers.

If you do not have any idea how to grow your money, you can start to do investment. Afterall you cannot rely on your EPF as the interests they paid you is quite low. Might be slightly better than inflation by a small margin. Make sure you do not rely on 1 income. If you have investment, by logic you have 2 incomes.

Anyone is in dietician or nutritionist industry? My gf want to know the rough salary. 41 grade.