QUOTE(Pink Spider @ Sep 9 2015, 10:49 AM)
Boss, if u don't sell, all your profit is in paper only...of course if no sell won't be able to TASTE the profit...
Lagipun, past 1 year, market is bad. Profits are wiped out. That is market risk, no one can avoid that.
Gandakan pelaburan? If possible, that agent also no need to be agent already, pinjam along sendiri melabur lagi baik...
U invest in property, u might have bad tenant, rosakkan rumah, tak bayar sewa, takmau pindah...
U invest in gold...see what happened to gold price now?
Apa tu pelaburan? Pelaburan ada risiko...u ingat 100% sure profit?
Leave inside EPF...yes u have 5-6% every year.
Why do u take out from EPF? U wanna have MORE profit. There is no free lunch. U want POTENTIALLY more profit, u have to accept that there'd be risks.
Don't want risk? Diam-diam ambik je dividen EPF every year...
I agree with Pink Spider on the EPF. I think the inflation is higher than EPF dividend and take into account the depreciating of ringgit, one can consider to withdraw EPF to invest in potentially higher return funds which comes along with risk, of course.Lagipun, past 1 year, market is bad. Profits are wiped out. That is market risk, no one can avoid that.
Gandakan pelaburan? If possible, that agent also no need to be agent already, pinjam along sendiri melabur lagi baik...
U invest in property, u might have bad tenant, rosakkan rumah, tak bayar sewa, takmau pindah...
U invest in gold...see what happened to gold price now?
Apa tu pelaburan? Pelaburan ada risiko...u ingat 100% sure profit?
Leave inside EPF...yes u have 5-6% every year.
Why do u take out from EPF? U wanna have MORE profit. There is no free lunch. U want POTENTIALLY more profit, u have to accept that there'd be risks.
Don't want risk? Diam-diam ambik je dividen EPF every year...
Actually, EPF never guarantees to provide good dividend each year also.
This post has been edited by sam@bpp: Sep 9 2015, 01:47 PM
Sep 9 2015, 01:45 PM

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