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 Maybankard 2 Gold & Platinum Cards V5, Please read page#1 FAQ before posting :)

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ronnie
post Oct 8 2012, 10:03 AM

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QUOTE(vult2res @ Oct 8 2012, 10:02 AM)
hi forumers,

yesterday, when i checked my statement to my surprise maybank has charge me the service tax (SERVICE TAX - PRINCIPAL) on 15th september 2012 where as my card is only 4 months old applied somewhere in july 2012. how is this possible. as i understand that the service tax will only be charged when the cards are 1 year old?
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Did you see the GST charge on July 2012 ?
If not, this is the GST from July 2012 to July 2013
ronnie
post Oct 10 2012, 04:22 PM

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QUOTE(w19 @ Oct 10 2012, 04:05 PM)
Receive RM400 for amex 20% rebate Aug 2012.
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Can share when and where you made your RM2k spend ?
ronnie
post Oct 16 2012, 11:31 AM

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Has anybody receive their MBB Referral Voucher or TreatsPoints ?
ronnie
post Oct 17 2012, 04:09 PM

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QUOTE(LostAndFound @ Oct 17 2012, 04:02 PM)
How long do I have to wait after a payment made till I can count it as 'free'? I made payment for petrol more than 2 weeks ago still hasn't shown up in my M2U or bill.
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Wait at least 6 months
ronnie
post Oct 19 2012, 09:26 AM

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QUOTE(sochaiapk @ Oct 19 2012, 09:22 AM)
If i sign up the Maybank 2 gold/platinum, i assume the GST will be billed within the 1st or 2nd month, how can i get it waived if i do not spend a lot within the 2 months. If not wrong Gen-X mentioned in the first page, can call to waive only for 2k total spending.
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Maybank must pay the GST via Cash or TreatsPoints redemption
ronnie
post Oct 21 2012, 10:11 PM

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QUOTE(GymBoi @ Oct 21 2012, 10:02 PM)
Hi guys ... I juz came back from 1U credit card centre to ask this question BUT I hope forummers please don't mind to reconfirm this for me because few months back I got into alot of trouble when taking advance cash (taking cash out from credit card)

So a question to those that have owe money before with this card BUT managed to pay minimum balance every month.

The rate is 8.88% p.a which means per month it will be 8.88% / 12 = 0.74% (I also understand this is just roughly as the exact amount will be computerized but it shouldn't differ much)

My question is, let say my limit is 20k and I owe MAXIMUM amount EACH MONTH .. and I only pay minimum balance each month .. the only "charge" will be :

0.74% * 20,000 = RM 148 ???

It really sounds too good to be true to me. I keep owing Maybank 20k but I only pay RM 148 extra (+ minimum balance) every month? Someone please tell me I'm wrong.

p/s: Yes I understand that advance cash will be a different calculation all together (Interest counted daily and all - that's where I got into trouble. But now my question is just for normal usage but owing 20k every month.
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Firstly, you are NOT SUITABLE to use Credit Card.
Secondly, you are so naive that you can owe the bank RM20k and pay RM148 monthly.
Third, the 8.88% p.a. interest will go back to 18% p.a. if you don't settle the bill
Fourth, the interest effect will be COMPOUNDING.
Eg.
Interest rate : 18%
Outstanding Amount : RM10,000
Pay only minimum 5% every month
Repayment period : 7 years 5 months
Total Interest : RM4055

This post has been edited by ronnie: Oct 21 2012, 10:12 PM
ronnie
post Oct 25 2012, 02:27 PM

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QUOTE(Dawn1990 @ Oct 25 2012, 02:25 PM)
Hi All,

I wish to ask I want to buy my amex card bought something online on weekend, is it I will get 5% back and 5x treat point if I do so on weekend?
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Online transactions could be risky as you do not when exactly the Online Merchant will process the payment.
ronnie
post Oct 25 2012, 02:35 PM

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QUOTE(Dawn1990 @ Oct 25 2012, 02:29 PM)
So what is your advise?Should I do it on Saturday or Friday ?Please advise.Thanks
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Tell us the merchant and it's location
ronnie
post Oct 26 2012, 08:18 PM

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QUOTE(raptar_eric @ Oct 26 2012, 04:22 PM)
is the 20% cashback promo still available?
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Just search to get your answer lah doh.gif doh.gif
ronnie
post Oct 28 2012, 04:54 PM

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QUOTE(xDjWanNabex @ Oct 28 2012, 09:42 AM)
Guys, may i know whats statement balance and outstanding balance at the m2u webpage?

I know for a fact that i pay the exact amount billed to me physically, the same day i receive it, yet the statement balance is still pretty high every month..
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Statement Balance is updated when it passes the Statement Date AND doesn't become zero.
Only the Outstanding Balance becomes zero when full amount (= Outstanding Balance) is paid.
ronnie
post Oct 29 2012, 09:53 AM

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QUOTE(TAGreptiles @ Oct 29 2012, 09:48 AM)
Hi guys,

How do i view my MBB 2 card statement on M2U? Everytime i click "cards" They will say no statement available. Do i have to call MBB and re-register my M2U account to include my 2 card?
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How long have you been using Maybankard 2 ?
ronnie
post Oct 29 2012, 10:36 AM

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QUOTE(TAGreptiles @ Oct 29 2012, 10:26 AM)
2 weeks. The customer service told me the statement will be reflected real time in my M2U account. Which is why i'm asking here.
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Monthly Statement is generated after Statement Date.

CS is referring to Transaction History
Transaction History would appear under All Cards.
If your CC not listed, you need to call Maybank to "link" to your Maybank2U logon
ronnie
post Oct 29 2012, 10:43 AM

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QUOTE(Dawn1990 @ Oct 29 2012, 10:36 AM)
Hi Guys, I just wondering weekend rebate 5% is depends on transaction date or posting date?
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Feel free to read the first page to answer this "repeat" question ok ?
ronnie
post Oct 31 2012, 03:19 PM

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LATEST !!!

New Maybank Card Centre, @ the Gardens Mall.
Address: S-208B, 2nd Floor, The Gardens Mall, Mid Valley City, Lingkaran Syed Putra, 59200 Kuala Lumpur.
Contact number : 03-2288 8988
ronnie
post Nov 2 2012, 09:17 PM

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QUOTE(TAGreptiles @ Nov 2 2012, 05:09 PM)
If book AA ticket with amex will I get 5% cash back during weekends?
Figuring wanna buy right now or later after 12am. biggrin.gif
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After 12am is good time to do it.... AA does process the payment on weekend also.
ronnie
post Nov 3 2012, 07:01 PM

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QUOTE(acid20 @ Nov 3 2012, 06:54 PM)
hi, is it possible to transfer all the treatpoints from supp cards to principal card before termination of the supp cards?
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Yes... get the CS to transfer it... and check in a week's time
ronnie
post Nov 4 2012, 09:41 AM

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QUOTE(seethor @ Nov 4 2012, 08:27 AM)
Want to ask the sifu here biggrin.gif

I do a amex installment on weekend, but the transaction and posting date on weekday, am i entitle 5% cash back on the weekday installment

Recently first instalment appear on Friday (Hari Raya Haji) suppose not to be get cash back but when i get check the statement i get RM50 instead of RM45 cash back, unless holiday (Friday) entitle 5% cash back otherwise it wont be have any reason to the the full cash back, any sifu can advise on this matter?
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Most probably you miscalculated... brows.gif doh.gif doh.gif

This post has been edited by ronnie: Nov 4 2012, 09:41 AM
ronnie
post Nov 4 2012, 11:41 AM

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QUOTE(seethor @ Nov 4 2012, 11:22 AM)
I already calculate few times still cannot figure out what is happens? Best answer must wait next beginning of the month
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Possibly a spend on 29 & 30-Sep weekend was posted in October, thus calculate as part of October's Weekend....
ronnie
post Nov 7 2012, 12:02 AM

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QUOTE(avengers88 @ Nov 6 2012, 03:33 PM)
I saw the gardens also got this 60 minutes approval thingy. Somewhere near the elevator. Is it possible to apply there ?
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It's Maybank's latest Maybankard Centre.... similar to the one in 1U or KLCC.
ronnie
post Nov 7 2012, 11:47 AM

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QUOTE(scpt @ Nov 7 2012, 11:19 AM)
I was suprised this morning, I checked M2U and I received RM100 cash back yesterday!! rclxm9.gif

Can't remember what promo was this, but I think it should be the one for new Amex holders back in August to swipe a certain amount and above to win.

On a side note, I noticed I can't see my remaining TP anymore for both cards, it was there last time. Anyone else can't see their TP?
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Congratulations !!!! Possibly the 20% Cashback Promo ?

The TP breakdown will be shown after 12pm usually.
Check under the Reward Points on the left side.

This post has been edited by ronnie: Nov 7 2012, 11:49 AM
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