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Pay RM3000 with credit card then pay back in 2 mth, What do you guys think?
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chocolatepallette
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Jul 17 2012, 12:41 PM
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Getting Started

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» Click to show Spoiler - click again to hide... « QUOTE(crabbypatty @ Jul 16 2012, 10:05 PM) This month I have to pay RM3000 and it is somewhat unexpected. I was given a choice to either pay cash or pay by credit card. I have no problem paying cash upfront RM3000 and I wouldn't have any financial difficulty after that as I have saving.s But I just feel a bit heartache to be parting away with RM3000 and leaving a dent in my saving. I am actually thinking of paying with credit card and repay back in 2 months (RM1500) each month. However, I'm worried that it will ruin my credit reputation. I have been paying my credit card every month diligently even before the due date and I pay in full; sometimes more. Plus I don't know how the interest rate works out. I'm using a PB Classic Visa card btw. If you were in my shoes, which will you choose? Pay cash or pay with credit card? Suggestions? i'm not sure what you have to pay for but if you charge 3k to your card, you can make it into monthly installment with interest check out different's bank monthly installment's interest with the respective bank
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