I found a 18X65 sq.ft property in Taman JP Perdana, Austin, Johor. The property is a second hand but brand new property, selling at RM295K with wire fencing + guard. Considering the price, it's cheap as nowadays, a 20x70 sq. ft property here cost around RM400K. The developer for this housing project went bankrupt few years back. It was then revived and the property is now completed. I am kind of worried there will be future problems.

Secondly, the property agent told me that I need to pay around 2.5% of total property value for SPA fees and another 1% for agent commission. That will cost me around RM10K. I read Agent Fee that the 1% should not be born by me. Is the agent taking advantage of me.

Besides these fee, what else of expenses should I know of?

Thirdly, I also found another property nearby the first one. Same size but different developer (better established developer than first one) with brick wall fencing + guard. This one is a new property and will be completed in 2014. It's selling at RM363K inclusive of SPA + stamp duty. My dilemma, how would you choose if you are me?