Never applied in mall before, still need to have EPF statement etc right? Where got people carry their statement with them one?

Thanks Ronnie, exactly what I was imagining. So actually is just bring MyKad and that's it? Don't want to be too mafan just to find a Titanium Master replacement...

Yes. Just have lunch in paradise dynasty and get 10% off total bill for hong leong using mach cc.
Additional 5% for dining

each transaction can only be categorized under 1 category. So, no.

Yaya exactly what i've meant, the 1% ADDITIONAL online cashback is one of the option from "3 extra categories to choose from", which should be FOC, and able to stack on top of the existing cashback (keyword: ADDITIONAL online cashback, can refer to the GSC movie ticket example). Just not sure if it works the same on airasia ticket/hotel purchase.

Please correct me if i am wrong... wish to get confirmation from all sifus~ thanks!! 

I am in trensetter.
But already swap to savvy + dining
And i still able to change again before the effective date. As long as your "next package category" is updated in your creditcard before effective date. Then your cashback category will be updated in next quarter. (And charge rm5.3/category if have additional category outside package)

Correct me if i am wrong

good card indeed, but trying not to hold many cards.

i wonder if holding too many cards will affect future house loan? planning to get a new prop for own stay, but i wonder will the cards affecting my loan applications/approval or not 

Cash back follows MCC, not only limited to Malaysia.
Well, but you need to take note of the service charge, forex and etc. to see if it is worth or not.

Are you in the correct thread?

Hi guys!

Thinking of applying for this Credit Card due to the 5% dining cashback. Is it really all dining retail will get cashback? Tried finding a list of dining retail/restaurants but couldn't find any. Totally understand it's excluding bars and drinking places of course (that would be under the Nightlife category).

I usually eat at places like Sushi Zanmai/Sushi Tei, Nandos etc and usually goes up to RM400~600. So thought of getting some cash rebate from there.

And for the categories, if we choose like Trendsetter package, automatically we're included for all 3 categories right? Dining, Style and Travel. And only if I want to choose 1 more category (e.g: Health & Fitness), I will need to pay extra RM5 per month for 3 months (1 quarter). Correct kah?

Was thinking of getting some cash rebate for my gym membership also lol. Anyone know if it's possible to have 2 gym accounts (different names) under 1 same Credit Card? For Celebrity Fitness.

Also, I was checking the T&C and FAQ but couldn't find any minimum payment per month. Do we need to swipe a certain amount in order to get the cash back? For instance, my UOB card need to swipe RM300 and more per month to get petrol rebate.

Thanks in advance for the clarification above!

Please see post#1 for the category you can add. I don't think you can pick and choose anything, but limited to those categories described.

Anyone here tried to use mach for dining overseas and get cashback?

Damn no cashback for Ole Ole Bali & Coffee Bean outlets.

Thats disappointing

Tried to use Visa PayWave at two outlets today, AEON and McD, both times failed. Wondering if it's my card problem? PayWave does not need any kind of activation for new cards right?