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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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victorywp
post Oct 22 2015, 02:50 PM

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QUOTE(janson_kaniaz @ Oct 22 2015, 02:45 PM)
I'm not sure that's the reason we got it. I believe it's the normal "being a loyal customer" to them.
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it's under this recent campaign below...

QUOTE(red_scorpion @ Sep 21 2015, 11:46 PM)
Hi Mach fren,

GOod news again. Check your email. Just received this email "You've Got Mail! Don't Miss Important Updates on Your Banking Accounts!" from Mach.

GUess what, just update contact details, and As a token of our appreciation for your time, a RM 40 Zalora eVoucher* will be headed your way. Look out for it in your inbox.

rclxms.gif  rclxms.gif  rclxms.gif Mach give zalora voucher nonstop, this should be the 4th voucher from them  drool.gif
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victorywp
post Oct 22 2015, 04:18 PM

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QUOTE(janson_kaniaz @ Oct 22 2015, 03:03 PM)
but it doesn't say so right? i get this zalora voucher from time to time from HLB, so i'm not so sure why u guys are so sure it's for updating profile...  hmm.gif
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if your voucher got mention about the t&c min rm60 purchase, then it should be the one for updating profile. the previous ones doesn't have such t&c.
victorywp
post Oct 22 2015, 04:21 PM

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QUOTE(janson_kaniaz @ Oct 22 2015, 03:44 PM)
Even with free shipping, dont really know what to buy.
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if you want to go for free shipping, you need to purchase something that cost rm115. so that after deduct your rm40 voucher you still have the min rm75 for free shipping. i would suggest to just purchase something at exact rm60+rm5 shipping fee, so you just need to pay rm25 after deducting your rm40 voucher.
victorywp
post Oct 22 2015, 04:44 PM

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QUOTE(janson_kaniaz @ Oct 22 2015, 04:31 PM)
uncle, got free shipping today until 5pm  brows.gif
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oh... only for today? and until 5pm only?
victorywp
post Nov 6 2015, 09:47 PM

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i don't maximise my dining cb for this cc earlier so i don't really bother. but seems like this quarter i'm going to maximise it so there's some clarification needed from those who maximising this cc frequently.

my question is let's say i spent rm2k dining on 30/9 and it got posted on 1/10. i know i will receive the rm100 cb in october statement because the cb given based on posting date.

but is the cb quarter also based on posting date? meaning that what i spent on 30/9, the cb is counted into the quarter of oct-dec (posting date) instead of jul-sep (transaction date) right?
victorywp
post Nov 7 2015, 12:29 PM

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QUOTE(Chinus @ Nov 7 2015, 10:58 AM)
01-Nov-2015 30-Oct-2015 YUZU JAPANESE RESTAURA KUALA LUMPUR MY 420.95
06-Nov-2015 05-Nov-2015 DU VIET RESTAURANT & CAF KUALA LUMPUR MY 485.35

1. Just to confirm in Cash back base on posting date?

2. Now Cash Back still capped at RM50 per month?

3. If i spent RM1200 on dinning in November will i receive 5% Cash Back with total RM60??

Please adivce.
Tqtq
icon_question.gif  icon_question.gif
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1) yes, cb receive based on posting date into which month.
2) no, max is rm100 per quarter. as long as you swipe within rm2k per quarter. you may receive rm100 in one month.
3) if you spend in november and the transaction posted in november, you receive the rm60 cb in november. if it's posted in december, then you receive the rm60 cb in december. this usually happens if you swipe on the last day of the month.
victorywp
post Nov 7 2015, 04:06 PM

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QUOTE(Chinus @ Nov 7 2015, 12:15 PM)
1. I just afraid i swipe RM1200 this month, HLB just credit RM50 to me only.

2. Cash back base on posting date?
Example: Posting date on 31/10/15 and 01/11/15 Will be two diff statement.?

3. If i spent RM1200 on dinning in November, be end of Nov i receive RM60??

icon_question.gif  icon_question.gif
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1) if taking your earlier 2 dining transactions on 1/11 and 6/11 and you swipe this rm1.2k this month and got it posted in this month, you will receive rm100 cb for november.

2) whether in same statement or not doesn't matter because that depends on your statement date. the point is cb is given on the last day of a month. so even though you see the transaction in the same statement, when you do your calculation, the cb will be for those posted from 1/10 to 30/10. as for the one posted on 1/11, the cb will be given on the last day of november.

3) if only base on this question, yes, you will receive rm60 on the last day of november. but if including the other 2 earlier transactions, you will receive rm100 cb at the end of november.

but you need to remember that after this, you can only start to use again on january since you already fully maximised the cb for this quarter. but this still excluding any dining transactions you made in october (if any).

This post has been edited by victorywp: Nov 7 2015, 04:09 PM
victorywp
post Nov 7 2015, 04:13 PM

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QUOTE(Prodigenous Zee @ Nov 7 2015, 12:30 PM)
The CB quarter is based on transaction date. fruitie faced the same issue before. Please refer to this post I made before: https://forum.lowyat.net/index.php?showtopi...post&p=75153312 . Hope it helps!
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thanks! how come i missed that posts from you and fruitie that time. thanks for your confirmation. thumbup.gif
victorywp
post Nov 15 2015, 11:31 AM

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QUOTE(cybpsych @ Nov 15 2015, 10:42 AM)
which is overlapping? what benefits?
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maybe dining 5%?
victorywp
post Nov 17 2015, 02:07 AM

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QUOTE(azeL_Inc @ Nov 16 2015, 10:41 AM)
Anybody has experience in succesfully getting the CB?

So the options are:

RHB Mach: 10%, not sure whether or not can get CB thru online purchase.
CIMB CR: 5% Online Purchase
RHB Evo: 20%, not sure TGV & GSC fall under the MCC
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rhb mach?
victorywp
post Dec 14 2015, 07:44 AM

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QUOTE(wyen @ Dec 13 2015, 10:21 PM)
I'm surprised that mach granted me rm50 cash Back last week. My card was approved last month though  biggrin.gif
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grant you rm50 because you spent rm1k or because of your new card approval?
victorywp
post Jan 5 2016, 01:35 PM

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QUOTE(cklimm @ Jan 5 2016, 12:42 PM)
I did, but i have no confidence on their auto waiver thingy
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it's stated in their t&c, no worries lah. icon_idea.gif
victorywp
post Jan 5 2016, 02:38 PM

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from my recent quarter, i can say that the cashback is based on posting date not transaction date. i rugi rm21 cashback for calculating based on transaction date. vmad.gif mad.gif
victorywp
post Jan 6 2016, 08:37 PM

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QUOTE(saitong09 @ Jan 6 2016, 08:30 PM)
Which category you had chosen?
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dining
victorywp
post Jan 7 2016, 12:02 AM

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QUOTE(saitong09 @ Jan 6 2016, 10:17 PM)
Wow so rich can maximize the CB for dining
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when you already at old age and your children all grown up... takkan want to bring all money masuk kubur...
victorywp
post Jan 7 2016, 01:09 AM

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QUOTE(fruitie @ Jan 7 2016, 12:07 AM)
I also maximized once, only both of us and for God's sake I maximized it in two months only. Imagine the amount of money spent for makan2 for two. laugh.gif
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wah, paktor stage also eat so much/fine dining. but how come always you belanja the guy... laugh.gif
victorywp
post Jan 7 2016, 01:16 AM

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QUOTE(fruitie @ Jan 7 2016, 01:11 AM)
sweat.gif Me and my friend only la. sweat.gif
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so untung got you as friend. always you belanja makan. biggrin.gif

by the way, i remember someone said it's based on transaction date earlier, but now i can confirm it's based on posting date.
victorywp
post Jan 7 2016, 09:34 AM

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QUOTE(fruitie @ Jan 7 2016, 01:35 AM)
I paid using my CC doesn't mean I treat ma. brows.gif

Anyway, I really thought it was based on transaction date. Glad that you brought this up. Looks like it works like HLB Wise which is also based on posting date.
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yeah, i calculated and should get rm30 for december but only got rm9 because already max. because 2 transactions of mine in september posted in october taken the new quarter cb already.
victorywp
post Jan 13 2016, 06:29 AM

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QUOTE(saitong09 @ Jan 12 2016, 10:58 PM)
When you applied?
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the welcome bonus is only for those who are new to hlb cc. if you already own a hlb cc prior to hlb mach, you won't be entitled already.
victorywp
post Jan 13 2016, 06:28 PM

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QUOTE(laymank @ Jan 13 2016, 03:56 PM)
Got mine, too.
Didn't see condition on minimum spending.
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QUOTE(fruitie @ Jan 13 2016, 03:59 PM)
Yes, only seen maximum cash back is RM 50. Not bad at all. rclxms.gif
Hopefully electronic stuff is not excluded...
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why so happy? 10% only wor? just sign up as new member also can get 15% la? lol...

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