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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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ronnie
post Aug 16 2012, 10:43 PM

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QUOTE(teddie @ Aug 16 2012, 04:17 PM)
applied the CC @ MV branch, got it within 10 min smile.gif
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They gave you the MACH card within 10 minutes ??!?!?!
That's fast
ronnie
post Aug 16 2012, 11:22 PM

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Was the embossing done nicely ?
ronnie
post Aug 17 2012, 09:53 AM

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QUOTE(teddie @ Aug 17 2012, 09:44 AM)
majority of them quite fresh and they can't even answer my question regarding the interest rate for balance transfer. Luckily got 1 senior there to help out tongue.gif

overall im quite impress with the turnaround speed after submitted my application.  reached office not even 5 min -> received HLB SMS -> go down to collect card again laugh.gif
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Are a NEW-to-Bank customer signing up for MACH ?
ronnie
post Aug 18 2012, 08:51 AM

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QUOTE(jonjack88 @ Aug 17 2012, 07:46 PM)
user posted image
Latest update.. 2X Cashback starting on Card approval date for 3 months..

is this sexy enough?
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Not sexy also....

QUOTE
Campaign Mechanics

1. HLB will be rewarding 2x cashback for 3-months to Participants who sign-up and are approved cardholders of Mach Credit Card within the Campaign Period.
2. 2x cashback will be calculated based on the total amount of cashback credited into the Participants’ account for the first 3 months from the approval date of the Mach Credit Card. The cashback amount is credited on the 1st of every month.
3. The 2x cashback for eligible Participants will be fulfilled within five (5) months from the Participant’s approval date of the Mach Credit Card. The cashback earned inclusive of the 2x cashback during the Campaign Period is subject to a maximum capping of RM100 per quarter for each category under the Mach Credit Card.


It's still capped at RM100 per quarter.... not RM200 per quarter ???
ronnie
post Aug 18 2012, 10:22 AM

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QUOTE(jonjack88 @ Aug 18 2012, 10:02 AM)
At least help u earn cashback faster..
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Faster finish also.
The cap is still RM100 per quarter, which is not 2 x RM100 vmad.gif mad.gif

We don't need to earn faster as HLB rebates don't need accumulation, unlike Citibank's method.
We need to EARN MORE rebates !!!!

This post has been edited by ronnie: Aug 18 2012, 10:23 AM
ronnie
post Aug 28 2012, 11:10 PM

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QUOTE(jonjack88 @ Aug 28 2012, 11:06 PM)
double also ok mar.. groceries get 4%.. easily achieve RM100 cashback.. =D
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That's what we call "insincere" promo by HLB (what's new ?... think Fortune Card)
If it were 2% grocery and RM200 cashback...then "genuine" offer.
QUOTE
4% Grocery but capped at RM100 : Can spend up to RM2500
2% Grocery but capped at RM200 : Can spend up to RM10000
Now you tell me which is a BETTER deal ?

This post has been edited by ronnie: Aug 28 2012, 11:10 PM
ronnie
post Aug 29 2012, 12:19 PM

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QUOTE(jonjack88 @ Aug 29 2012, 11:26 AM)
Depends on how much u spend actually. No right or wrong.
if I spend 10k on groceries in 3 months then yes I will say its unfair.
if I spend around 2.5 then I would say its a bargain.  biggrin.gif
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that's why HLB is short-sighted...
If you open the opportunity to Customers to spend RM10k, they would to capitalise on the promo.... eg. buy vouchers for later usage.
ronnie
post Aug 29 2012, 01:08 PM

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QUOTE(Gen-X @ Aug 29 2012, 12:36 PM)
HLB not short sighted lah, it's a marketing tool to attract new sign up and not to benefit big spenders like you where they'll be losing money  tongue.gif

Bro, are you willing to buy RM10K groceries voucher and keep it for later use? RM1K maybe lah, but RM10K, I prefer to keep CASH than vouchers.
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Point well taken.... keeping RM10k in FD is better use of the money. (unless the rebate is >5%)
ronnie
post Sep 20 2012, 10:32 PM

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QUOTE(shiroikun @ Sep 20 2012, 10:24 PM)
Just applied MACH card from Paradigm mall, they told me existing HLB card holder able to waived the 1st year annual fee and get RM50 to off set the GST too but with condition.

After swipe 12 times, call CS and they will waived for you. ANy HLB staff can double confirm this?
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This is good news for me..... can jonjack88 confirm this ?
If true, I will apply ASAP.
ronnie
post Sep 21 2012, 10:48 PM

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QUOTE(shiroikun @ Sep 21 2012, 10:29 PM)
PFC mean?
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Personal Finance Consultant flex.gif
ronnie
post Sep 22 2012, 10:54 AM

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QUOTE(alwizbthere @ Sep 22 2012, 09:34 AM)
where can i pay the bill for the card? Only at the current MACH outlet?
i tried to do an interbank giro via m2u but as there's no specific MACH under the options for banks hence I inputted my MACH card number along with HLB as the bank but the transfer was rejected...
Not a customer of HLB and no plans to be 1 anytime soon.
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You mean M2U can't IBG payment using HLB's selection ?
ronnie
post Sep 22 2012, 07:51 PM

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QUOTE(jonjack88 @ Sep 22 2012, 04:55 PM)
i am everywhere. =D
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Managing all the PFCs ke ?
Until now no GST waiver for existing HLB cardsholder, right ?
ronnie
post Nov 9 2012, 11:32 PM

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The PFC @ Midvalley told me that as an EXISTING HLB cardholder, we don't get to participate in the 2X Cashback (for 3 months) promotion.
Is this true ?
ronnie
post Nov 21 2012, 12:14 PM

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QUOTE(yuanxiang @ Nov 21 2012, 12:01 PM)
Has anyone paid their bill before? I tried to pay using fund transfer via CIMB Clicks but error occurred. So can just pay by cash/cheque at Mach branch right? Btw, I do not have any saving/current account with Hong Leong Bank.
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So lousy... cannot even pay via IBG
ronnie
post Dec 27 2012, 01:11 PM

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QUOTE(WhitE LighteR @ Dec 27 2012, 12:39 PM)
It's a good promotion to "take advantage" of those with lots of points collected....
500 points = RM1 [Approx 0.2%]
ronnie
post Dec 27 2012, 11:33 PM

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QUOTE(barium @ Dec 27 2012, 09:47 PM)
Erm, i dun understand these statement...can some1 please explain to me wats the meaning of this??
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If you settle earlier, you will be charged RMxx
ronnie
post Dec 28 2012, 03:37 PM

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QUOTE(alfee29 @ Dec 28 2012, 10:56 AM)
Max points for cash is RM200 (excluding the RM50 cash rebate bonus). With the conversion rate at 500 points per RM1 cash, you will need an existing 100k points to get the max cash rebate.  hmm.gif
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Easy to achieve on Maybankard 2 AmEx
ronnie
post Jan 5 2013, 11:23 AM

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All HLB Cash-back calculation is round-down to the nearest RM.
ronnie
post Jan 7 2013, 03:15 PM

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QUOTE(Human Nature @ Jan 7 2013, 03:14 PM)
Wah, i need to lurk at this Mach thread too. The points conversion promo is novel and good for SCB choicepoints tongue.gif
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But still a New-to-Bank Customers only sad.gif
Can we combine points from multiple banks ?
ronnie
post Jan 19 2013, 06:31 PM

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Can Moderators moved posts on HLB Wise Card to http://forum.lowyat.net/topic/2673440 ?

This post has been edited by ronnie: Jan 20 2013, 02:20 AM

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