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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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WhitE LighteR
post Dec 12 2012, 07:55 PM

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Planning to apply this card, but seems that HLB CS is kindda sux base on you guys review. I leave my contact on the mach website today, still no feedback. jonjack88 do mach card application ar? tongue.gif

Just planning to get this for the Dining 5% Cashback.


Added on December 13, 2012, 3:38 pmGot my MACH card already. Did mine at MV with a guy call Kelvin. CL is x3 of my pay.

Fill in forms all online. Takes about 15 minute. Another 15 wait for the application approval. And another 15 to collect the card. So all in all about 1 hour the whole process.

The approving is done my computer I was told. Unlike some bank that takes human to approve it hence the slowpokeness of it all...

This post has been edited by WhitE LighteR: Dec 13 2012, 03:38 PM
WhitE LighteR
post Dec 20 2012, 11:27 PM

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I finally registered HL Connects. Abit weird for HL where in u need to wait for few days after card activation before u can register. Else u will get some error. And even after that u still cannot register unless u swipe ur card at least once to "activate" it. Else it will say the card is unactivated. sweat.gif

Anyway i finally got to register but I am looking. Where can I see my "unbilled transactions"?
truelife
post Dec 27 2012, 12:34 PM

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What is this actually ? How to get cashback by showing other bank points statement ?

https://www.machbyhongleongbank.com/promo/pointsforcash

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WhitE LighteR
post Dec 27 2012, 12:39 PM

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QUOTE(truelife @ Dec 27 2012, 12:34 PM)
What is this actually ? How to get cashback by showing other bank points statement ?

https://www.machbyhongleongbank.com/promo/pointsforcash
» Click to show Spoiler - click again to hide... «

*
Read:

https://www.machbyhongleongbank.com/pointsf...-and-conditions

This post has been edited by WhitE LighteR: Dec 27 2012, 12:39 PM
ronnie
post Dec 27 2012, 01:11 PM

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QUOTE(WhitE LighteR @ Dec 27 2012, 12:39 PM)
It's a good promotion to "take advantage" of those with lots of points collected....
500 points = RM1 [Approx 0.2%]
WhitE LighteR
post Dec 27 2012, 01:45 PM

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For next quarter I am subscribing to their movie package (add RM5) for a 10% off, since the Citibank RM10/ticket promotion will end on 31st Dec...
barium
post Dec 27 2012, 09:47 PM

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QUOTE(ronnie @ Jul 19 2012, 01:05 AM)
Early Settlement Penalty
• RM70 will be charged if the Cardholder fully settles the Balance Transfer amount before the expiry of the chosen Balance Transfer period.

• RM25 will be charged if the Cardholder fully settles the Cash-on-Call amount before the expiry of the Cash-on-Call instalment period.
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Erm, i dun understand these statement...can some1 please explain to me wats the meaning of this??
ronnie
post Dec 27 2012, 11:33 PM

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QUOTE(barium @ Dec 27 2012, 09:47 PM)
Erm, i dun understand these statement...can some1 please explain to me wats the meaning of this??
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If you settle earlier, you will be charged RMxx
Gen-X
post Dec 27 2012, 11:55 PM

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QUOTE(barium @ Dec 27 2012, 09:47 PM)
Erm, i dun understand these statement...can some1 please explain to me wats the meaning of this??
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Click here and read my article Hong Leong Bank Credit Cards - What Are They Good For? where I did elaborate on the penalty charges for both BT and Cash On Call.
barium
post Dec 28 2012, 12:20 AM

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QUOTE(Gen-X @ Dec 27 2012, 11:55 PM)
Click here and read my article Hong Leong Bank Credit Cards - What Are They Good For? where I did elaborate on the penalty charges for both BT and Cash On Call.
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clearly understood...btw, im totally new when comes to credit card, and i found ur blog really really informative especially for newbies like me...will keep reading up for the best CC for me...Thx ya rclxms.gif rclxms.gif
alfee29
post Dec 28 2012, 10:56 AM

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QUOTE(ronnie @ Dec 27 2012, 01:11 PM)
It's a good promotion to "take advantage" of those with lots of points collected....
500 points = RM1 [Approx 0.2%]
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Max points for cash is RM200 (excluding the RM50 cash rebate bonus). With the conversion rate at 500 points per RM1 cash, you will need an existing 100k points to get the max cash rebate. hmm.gif

ronnie
post Dec 28 2012, 03:37 PM

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QUOTE(alfee29 @ Dec 28 2012, 10:56 AM)
Max points for cash is RM200 (excluding the RM50 cash rebate bonus). With the conversion rate at 500 points per RM1 cash, you will need an existing 100k points to get the max cash rebate.  hmm.gif
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Easy to achieve on Maybankard 2 AmEx
TSjonjack88
post Dec 30 2012, 09:12 PM

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gentle reminder for those who wish to change packages or add new cashback category
closing date is tomorrow..

Cheers!

Merry Christmas!

oops.. and Happy New Year 2013!

This post has been edited by jonjack88: Dec 30 2012, 09:12 PM
WhitE LighteR
post Jan 5 2013, 10:43 AM

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Max return is RM200 + RM50

https://www.machbyhongleongbank.com/mach-credit-card

Damn. I missed this promo... applied too early


Added on January 5, 2013, 10:57 amOn another note, keep in mind regarding the cashback calculation for this CC. They use the round down method to calculate. I just notice this yesterday.

This post has been edited by WhitE LighteR: Jan 5 2013, 10:57 AM
ronnie
post Jan 5 2013, 11:23 AM

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All HLB Cash-back calculation is round-down to the nearest RM.
rockdaman
post Jan 7 2013, 03:11 PM

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if my maybank 2 cards have total 76000points then i can get RM152 + RM 50 for free?
Human Nature
post Jan 7 2013, 03:14 PM

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Wah, i need to lurk at this Mach thread too. The points conversion promo is novel biggrin.gif

This post has been edited by Human Nature: Jan 7 2013, 03:15 PM
ronnie
post Jan 7 2013, 03:15 PM

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QUOTE(Human Nature @ Jan 7 2013, 03:14 PM)
Wah, i need to lurk at this Mach thread too. The points conversion promo is novel and good for SCB choicepoints tongue.gif
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But still a New-to-Bank Customers only sad.gif
Can we combine points from multiple banks ?
Human Nature
post Jan 7 2013, 03:19 PM

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QUOTE(ronnie @ Jan 7 2013, 03:15 PM)
But still a New-to-Bank Customers only sad.gif
Can we combine points from multiple banks ?
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Yeah i am NEW to bank biggrin.gif

Hah..but my maybank TP now only 8000 doh.gif
chiahau
post Jan 9 2013, 11:11 PM

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Have to say, it seemed pretty simple to apply for a Mach.

With a 6 months EPF contribution, one could get the card within 60 min or less laugh.gif



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