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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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fly126
post Nov 2 2012, 03:59 AM

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QUOTE(haikal87 @ Nov 1 2012, 10:22 AM)
just wanna ask..i started working since feb 2012..started with rm1.7k/month but just got my increment to rm2k/month since June 2012. i understand that in order to get this mach card for 1 hour approval..someone need to have at least 6 months EPF contribution. Am i eligible to get that card in 1 hour if i only started my rm2k/month salary since june 2012?before that my salary only rm1700/month. Anyone pls help me..TQ
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U can give them latest 3 months Bank Statement (which your Salary Credit to that account), together with 3 months Payslips & EPF Printout...
or You wait till Next Year baru applylah... almost came already & more secure at your situation... wink.gif

This post has been edited by fly126: Nov 2 2012, 04:05 AM
naughtiestmaximus
post Nov 2 2012, 05:56 PM

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got the card, realize it was wrong package, the bank did not want to change, can only add package but must also pay extra $$, at that point, no heart already to use, so i called again and said i want to cancel my card, and they told me i have to pay gov tax and late charges. I was like WTF !! the card is not even activated yet. Horrible !! today they call again and said will waive the late charges, but have to pay the gov tax MYR50. so she told me, might as well just use the card till next year because im already paying 50 gov tax. will cancel before one year. or do you guys think i should just cancel it now?

*i honestly feel super conned*

This post has been edited by naughtiestmaximus: Nov 2 2012, 05:58 PM
fly126
post Nov 2 2012, 06:09 PM

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QUOTE(naughtiestmaximus @ Nov 2 2012, 05:56 PM)
got the card, realize it was wrong package, the bank did not want to change, can only add package but must also pay extra $$, at that point, no heart already to use, so i called again and said i want to cancel my card, and they told me i have to pay gov tax and late charges. I was like WTF !! the card is not even activated yet. Horrible !! today they call again and said will waive the late charges, but have to pay the gov tax MYR50. so she told me, might as well just use the card till next year because im already paying 50 gov tax. will cancel before one year. or do you guys think i  should just cancel it now?

*i honestly feel super conned*
*
No Point U Cancel the Card Now becoz You still Need to Pay GST is it...??? hmm.gif
Keep the card for at least 3 Months & see how the up Come...lol blink.gif
ronnie
post Nov 9 2012, 11:32 PM

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The PFC @ Midvalley told me that as an EXISTING HLB cardholder, we don't get to participate in the 2X Cashback (for 3 months) promotion.
Is this true ?
yuanxiang
post Nov 10 2012, 06:08 PM

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Just wanna ask 2 questions:
1. If we add-on any category, it only applies the next quarter rite? Or immediately?
2. Anyone can add-on the category via Hong Leong Connect? There is no option for us to add-on, just allows us to select the 3 available preset packages.
leroy87
post Nov 16 2012, 09:34 AM

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thats something im trying to find out also..
my first statement didnt arrive home, luckily there is online e-statement.. but ive chosen Trendsetter category, ive spend on Dining and Clothing, but there not even 1 cent of rebate in the stament.. isit only rebate by Quarterly basis?
alfee29
post Nov 16 2012, 12:08 PM

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Dear Mach card sifus...

Is the maximum cash back capping for the Mach card is RM100 per category per quarter? [EDIT] Sorry, I just read the first post. Answer is YES.

Also, if I sign up now, I will get 2x cash back percentage, but the capping still remains the same?

Last question, why is this credit card so complicated? tongue.gif

This post has been edited by alfee29: Nov 16 2012, 12:10 PM
fly126
post Nov 16 2012, 12:11 PM

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QUOTE(leroy87 @ Nov 16 2012, 09:34 AM)
thats something im trying to find out also..
my first statement didnt arrive home, luckily there is online e-statement.. but ive chosen Trendsetter category, ive spend on Dining and Clothing, but there not even 1 cent of rebate in the stament.. isit only rebate by Quarterly basis?
*
They are Using E-statement only....Paperless blink.gif

(Pick Up From HLB Mach Card Terms & Regulations)
12. The Cash Rebate will be calculated on the 1st of each month (rounded to the nearest Ringgit Malaysia). The cumulated Cash Rebate shall be credited monthly to the Cardholder’s Statement. For the avoidance of doubt, any Cash Rebates due to the Cardholder will be posted in the credit card account and reflected in the Cardholder’s Statement for the particular month. In the event the Cash Rebate due to the Cardholder falls on or after the 1st day of the month, the Cash Rebates will only be reflected in the Cardholder’s Statement in the following month.

More Details: https://www.machbyhongleongbank.com/product...ach-credit-card

This post has been edited by fly126: Nov 16 2012, 12:30 PM
yuanxiang
post Nov 18 2012, 09:41 PM

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QUOTE(alfee29 @ Nov 16 2012, 12:08 PM)
Dear Mach card sifus...

Is the maximum cash back capping for the Mach card is RM100 per category per quarter? [EDIT] Sorry, I just read the first post. Answer is YES.

Also, if I sign up now, I will get 2x cash back percentage, but the capping still remains the same?

Last question, why is this credit card so complicated? tongue.gif
*
Ya. For the 2x cash back, the capping is still the same. And the credit card is a bit confusing sometimes. But the question is why u applied for it since it's so complicated. brows.gif

This post has been edited by yuanxiang: Nov 18 2012, 09:42 PM
alfee29
post Nov 19 2012, 09:46 AM

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QUOTE(yuanxiang @ Nov 18 2012, 09:41 PM)
Ya. For the 2x cash back, the capping is still the same. And the credit card is a bit confusing sometimes. But the question is why u applied for it since it's so complicated.  brows.gif
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I didn't apply for it. Just want to find out more information about it. If its good, then I would consider to apply.

I'm wondering why they make it so complicated, that it discourages people to apply sad.gif
onejme
post Nov 20 2012, 04:21 PM

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why HLB CS didnt even know about this card? haiyooo.. they said that this card is old one from EON bla bla bla..
TSjonjack88
post Nov 20 2012, 04:53 PM

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QUOTE(leroy87 @ Nov 16 2012, 09:34 AM)
thats something im trying to find out also..
my first statement didnt arrive home, luckily there is online e-statement.. but ive chosen Trendsetter category, ive spend on Dining and Clothing, but there not even 1 cent of rebate in the stament.. isit only rebate by Quarterly basis?
*
cashback should appear at 1st of every month


yuanxiang
post Nov 21 2012, 12:01 PM

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Has anyone paid their bill before? I tried to pay using fund transfer via CIMB Clicks but error occurred. So can just pay by cash/cheque at Mach branch right? Btw, I do not have any saving/current account with Hong Leong Bank.
ronnie
post Nov 21 2012, 12:14 PM

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From: Kuala Lumpur



QUOTE(yuanxiang @ Nov 21 2012, 12:01 PM)
Has anyone paid their bill before? I tried to pay using fund transfer via CIMB Clicks but error occurred. So can just pay by cash/cheque at Mach branch right? Btw, I do not have any saving/current account with Hong Leong Bank.
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So lousy... cannot even pay via IBG
TSjonjack88
post Nov 23 2012, 08:04 PM

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QUOTE(yuanxiang @ Nov 21 2012, 12:01 PM)
Has anyone paid their bill before? I tried to pay using fund transfer via CIMB Clicks but error occurred. So can just pay by cash/cheque at Mach branch right? Btw, I do not have any saving/current account with Hong Leong Bank.
*
i agree.. they still haven sync other Internet banking to let you do payment to the Mach Card.. just voice it out at the customer service hotline..
or call the sales line.. someone should be able to assist you

13aby
post Nov 28 2012, 09:44 PM

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i am finding card for hotels payment...i dun care those complicated category ..haha jus wan a card can help me pay 1st...is this card ok? and approval how fast ?


Added on November 28, 2012, 9:49 pmand also for easy installment plan

This post has been edited by 13aby: Nov 28 2012, 09:49 PM
xjeez
post Dec 4 2012, 01:36 PM

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QUOTE(yuanxiang @ Nov 21 2012, 12:01 PM)
Has anyone paid their bill before? I tried to pay using fund transfer via CIMB Clicks but error occurred. So can just pay by cash/cheque at Mach branch right? Btw, I do not have any saving/current account with Hong Leong Bank.
*
Successfully paid via IBG @ RHB Online Banking.

Also the dining rebate is rounded to the nearest dollar, spending of RM163 resulted in RM8 rebate.
13aby
post Dec 4 2012, 08:05 PM

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pay via hlb connect online can?
yuanxiang
post Dec 6 2012, 11:04 PM

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Added on December 6, 2012, 11:08 pm
QUOTE(xjeez @ Dec 4 2012, 01:36 PM)
Successfully paid via IBG @ RHB Online Banking.

Also the dining rebate is rounded to the nearest dollar, spending of RM163 resulted in RM8 rebate.
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I thought we should be getting 2x cashback for the first 3 months. It seemed like ur spending on dining only get 5% rebate. I checked my rebate credited for spending on movies also only got 10% discount. Not sure though if the 2x cash back will be credited after this.

This post has been edited by yuanxiang: Dec 6 2012, 11:09 PM
xjeez
post Dec 10 2012, 08:46 AM

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QUOTE(yuanxiang @ Dec 6 2012, 11:04 PM)

Added on December 6, 2012, 11:08 pm

I thought we should be getting 2x cashback for the first 3 months. It seemed like ur spending on dining only get 5% rebate. I checked my rebate credited for spending on movies also only got 10% discount. Not sure though if the 2x cash back will be credited after this.
*
According to the T&C, the bonus portion of the 2x cashback is only given after the promotion period is up, which I guess is 3 months from your sign-up date.

The sneaky thing is the bonus portion is also counted towards the RM100 per quarter for the subsequent quater.

This post has been edited by xjeez: Dec 10 2012, 08:47 AM

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