The mach card with 5% cash back for Dining would attract most of us here if it was Free For Life 

im lazy person.. need to switch category is troublesome.. =p

For Nightlife. Is it all bar including neighborhood bar?

hi everyone.. ive just updated the thread page.
updated is the tnc of the cashback mechanism and annual fees.
thanks

cool card. currently in dilemma between this card and citi's cashback plat 
i tried talking to a HL agent but he didn't make sense. spoken to him a few times and he keeps changing his answer so don't really trust him.

anyway, since i think you guys are more pro, i ask you la 

1. can i add/change categories in between the quarter? you said above that can only change per quarter, but sales agent said can do anytime
2. if i can add/change between quarter, will i have to pay RM5 full or pro-rated? sales agent said got pro-rate
3. if i add a category in between the quarter will i also earn cashback at a pro-rated rate?

4. how are the categories charged? is it according to how many categories are active at the quarterly billing date or am i billed immediately?
5. if i am only billed at quarterly date: if at start of the quarter i add 9 categories; then right before billing date i remove 9 categories, will i only get billed for 3 (min) categories?

sorry for so many questions
thank you 

I did post AF waiver on first post.. >.<

do you accept photos? >.<

Actually, my plan is this:
1. at start of month: add 9 categories
2. spend as per normal
3. right before quarterly bill date, remove 9 categories

I'm just thinking whether the system is smart enough to bill me for the 9 categories that i enjoyed since i've now deleted them.

Can I Convert my ex EON-GSC Card to MACH Card ?

Say done above, i.e. Sign up Social Package and paid for dining category. Before end of calendar quarter, can I remove 1 of the category (say nightclubs since MBB 2 AMEX 5X TP better) in the Social Package? IF yes, it means I will have only 3 categories (Movies, Events and Dining) in the following calendar month; as such do I still need to pay RM5 for the Dining category?

Bro, what you mentioned above is adding and removing category outside the initial seleted package which is what this card is all about.

I am asking a completely different thing, i.e. can we remove a category from a selected package and replace with another category before the following quarter. If no, then no need to talk any further. If yes, then interesting.

Hello all, 10% rebate for movies, only applicable if I buy from counter right?

Finally, T&C describing the cash back amount is up at MACH HLB webpage

https://www.machbyhongleong.com/product-ter...ach-credit-card

HLB really lah, rounding up to nearest Ringgit for the cash back, so in actual fact you don't really get the % as promised.

Clause 12 - The Cash Rebate will be calculated on the 1st of each month (rounded to the nearest Ringgit Malaysia) . The cumulated Cash Rebate shall be credited monthly to the Cardholder’s Statement. For the avoidance of doubt, any Cash Rebates due to the Cardholder will be posted in the credit card account and reflected in the Cardholder’s Statement for the particular month. In the event the Cash Rebate due to the Cardholder falls on or after the 1st day of the month, the Cash Rebates will only be reflected in the Cardholder’s Statement in the following month.

Bro, if you spend RM151 with 1% cash back that should be RM1.51, how much do they actually credit into your account?

u should know the criteria already bro.. >.<