Jul 7 2012, 09:46 PM
QUOTE(klnaj @ Jul 4 2012, 08:09 PM)
Hi all, I were approached by one of my friends who just recently join Great Eastern. As I don't have any medical card yet and he advise me to have one. Maybe he is new in this field, after the explanation, I still have some doubts in my mind which I hope someone over here can help me to clear it out.
On the quotation, it stated subject to 10% co-insurance, subject to a maximum of RM500
20% co-insurance, with no max cap for plan sm100 & sm150 if upgrade room and board
20% co-insurance, subject to a max of RM3000 for plan sm200/300/400, if upgrade room and board
So, exactly how much co-insurance I need to pay if i admitted to hospital? If have a kidney failure treatment, the co-insurance apply to the total bill or some of the charges?
I appreciate if someone can help me on this or perhaps provide some example for easy understand. Many thanks.
it means that if you admitted into any hospital, 10% of the total bill will be bared by u up to max of RM500.On the quotation, it stated subject to 10% co-insurance, subject to a maximum of RM500
20% co-insurance, with no max cap for plan sm100 & sm150 if upgrade room and board
20% co-insurance, subject to a max of RM3000 for plan sm200/300/400, if upgrade room and board
So, exactly how much co-insurance I need to pay if i admitted to hospital? If have a kidney failure treatment, the co-insurance apply to the total bill or some of the charges?
I appreciate if someone can help me on this or perhaps provide some example for easy understand. Many thanks.
If you upgrade your room from the room rate that supposed to be covered by ur plan, you will need to take up 20% of your total bill.
becareful on the sm package that u r taking.
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