QUOTE(turbocharged @ Jul 9 2012, 11:07 AM)
i would says they expect FC like kancil ..no need maintenance ...
and didnt expect lodtax and insulance damn 7 expensive..
damn .. need to pay mine d .. lolz
LYN Proton INSPIRA Owners and Fans Thread V41!, Smart Guys (t)Roll Together-Gether!
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Jul 9 2012, 11:10 AM
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#101
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2,479 posts Joined: Jan 2003 From: Mars |
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Jul 9 2012, 11:12 AM
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#102
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Jul 9 2012, 11:15 AM
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#103
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QUOTE(MeToo @ Jul 9 2012, 11:12 AM) Sei for lor... can no problem bro ...bro bro... end of year I wanna get the new 2.0MT inspira.. should be priced below the 2.0e.... I earning fresh grad salary... can ah? Married.... whole body debt.. macam mana har?! u can still makan besar besar.. go giu gai .. still enuf .. |
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Jul 9 2012, 11:23 AM
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#104
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QUOTE(carrera_gt @ Jul 9 2012, 11:20 AM) Hello everyone...im silent reader.. welcome welcome bro .. i have to say dis tered banyak LULZ.. btw, i am fan of Inspira too.. wanna buy Inspira for my parent after my graduation.. saje kepoh sini, no harms done u can come join our TT just to have a look and feel of what we need to fix as well ... u know la.. proton .. |
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Jul 9 2012, 11:26 AM
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#105
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QUOTE(MeToo @ Jul 9 2012, 11:22 AM) Yup... minimal front payment for the stupid car... pump everything into the temp account for your house to reduce principal first... but dont lock it lah.. must have some liquidity... IHH coming up wor QUOTE(MeToo @ Jul 9 2012, 11:24 AM) no lock la.. my housing loan Full Flexi geh .. juz pump masuk all the money to the Current Account.. interest rebate daily ... and use credit card buy things most the time. .collect point and get 20 days interest free (money allocated to housing loan rebate) .... + use smiles card gain point + tissue box .. oh hell .. im so damn cheapskate d..kk trip .. plan mid of next year .. still far away bro .. i ask my parents to inquire about it d .. easier as they are in sabah |
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Jul 9 2012, 11:30 AM
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#106
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QUOTE(carrera_gt @ Jul 9 2012, 11:27 AM) xpe..Proton like dis..been driving Neo Cps since 8 months.. most of us not the first batch owner d ... we dun have mivec .. just camproquality prob got la..but can live with its... amazing handling btw...keke Nvm laaa..as long, its Mivec 2.0.. i like it not mainly of engine..design, smooth ride and sexy |
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Jul 9 2012, 11:32 AM
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#107
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QUOTE(MeToo @ Jul 9 2012, 11:30 AM) I drive the inspira around on the weekend until fuel warnign cum out then go Petron (can use Amex at pump) for the 7.5% discount and smiles points... plus split into 2 x 40$ for 2 tissue box! same like me wat ...Priceless! no fuel .. then i drive sampan! no refueling during weekdays .. NEVEREVER NEVEREVER ... souless |
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Jul 9 2012, 11:35 AM
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#108
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QUOTE(edison1437 @ Jul 9 2012, 11:33 AM) maybank 2 card.. amex...every weekend .... 5% cash rebate.. so u refuel RM100 = RM95 .. RM5 rebate.. then .. with smiles points ... 3000 points = RM45 fuel .. petron petrol station .. RM1 = 1.5 points... lolzzzzzzzzzzzzzzzzzz Added on July 9, 2012, 11:36 am QUOTE(MeToo @ Jul 9 2012, 11:34 AM) Ya ya rotate cars!! bro .. ur cheapskate skill not up to par yet ...But if FORCED too.... what to do.. pump lor.. use Citibank cash back... 5%... lose 2.5% from the treats points FORCED to ?? who force u .. both car no fuel .. call frens .. tell them car broke down .. ask them fetch .. thank them .. give them a tissue box in return This post has been edited by K3nnYkl82: Jul 9 2012, 11:36 AM |
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Jul 9 2012, 11:40 AM
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#109
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QUOTE(edison1437 @ Jul 9 2012, 11:37 AM) cheh i tot wad card got 7.5% discount thewww ...UOB and OCBC everyday also 5% PG dont have petron yet is esso and mobil the same?? maybank 5% cashback .. + 5x points u know ?? pump RM100 .. u get 500 maybank points.. 9000 maybank points = RM50 in metro ... parkson .. ma high .. i so damn cheapskate.. lolz |
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Jul 9 2012, 11:52 AM
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#110
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QUOTE(edison1437 @ Jul 9 2012, 11:47 AM) many kambing monitor our thread what ...we said this .. they all login maybank jor .. Added on July 9, 2012, 11:53 am QUOTE(edison1437 @ Jul 9 2012, 11:47 AM) wah nice info wor not thatTNS manybank website cannot log in Added on July 9, 2012, 11:52 amhttp://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards is this the 1?? Maybankard 2 Platinum Card or Maybankard 2 Gold Card This post has been edited by K3nnYkl82: Jul 9 2012, 11:53 AM |
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Jul 9 2012, 11:56 AM
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#111
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QUOTE(edison1437 @ Jul 9 2012, 11:53 AM) possible lol all 1 2 learn bcome cheapstake now the CC card marketing guy got business already Added on July 9, 2012, 11:54 am this really nice thanks Added on July 9, 2012, 11:55 ambut got a cam RM50 per month |
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Jul 9 2012, 12:01 PM
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#112
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Jul 9 2012, 12:10 PM
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#113
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QUOTE(s@ni @ Jul 9 2012, 12:09 PM) i oni have: oi bro!maybankard2 esso/petron smiles cheapskate.. oredi collect 8k++ smile points for maybankard2, if i didnt redeem early this year, maybe reach 100k points u sell paint ga ??? serious .. wanna buy paint for my kitchen wall and bedroom wall .. lolzzzzzzzzzz... |
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Jul 9 2012, 12:14 PM
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#114
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2,479 posts Joined: Jan 2003 From: Mars |
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Jul 9 2012, 12:45 PM
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#115
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QUOTE(Rubz77 @ Jul 9 2012, 12:34 PM) Bro...in all honesty, i think you should stick to something cheaper, let's say something within RM60k. And RM 3k is after your Tax, EPF, SOCSO etc ? Bro.. Its more like a liability.. Not an assetBetter to not strain yourself with high car instalments. As a yardstick, try to keep your monthly car instalments to within 20% of your nett salary. buying a car is one thing, maintaining it is another issue...FC, service costs, insurance & road tax etc. You did mention abt getting a hse and getting married...both of which requires huge layouts and should be your first priority, especially the house. Work out the numbers and think about where you'll be, say, in about 5 - 8 yrs. We all need cars to move around, especially in your line of work. So get something affordable...remember, a car is a depreciating asset. Cheers P.s : Unless of course you've got a sizeable inheritance, then it's a different ball game altogether Added on July 9, 2012, 12:37 pm PJ hujan....siapa pergi kencing ??? |
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Jul 9 2012, 12:51 PM
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#116
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QUOTE(kobeineken @ Jul 9 2012, 12:19 PM) thanks for clearly explanation len chai..currently im working as civil engineer and dont have any mommy cc or what ever u called it ..my commitment for a month is approximately around RM700 for a moment (hp/internet/parents/saving. etc) so got balance 2.3k..im planning to buy those car (Inspira/vios/fiesta/mazda2) for me working at klang valley (Kajang - PJ) area next year.. 2.3k left... Installment 1K.. 1.3k left..so as i mentioned above, i also planning to get married and house (when my salary reach 4k will consider about these)..so i want a new one except local made exclude inspira because of its engines (MIVEC - correct me if im wrong).. tq and im freaking noob here sifus.. Fuel monthly 300 .. 1k left. Reserve 200 for maintenance n roadtax yearly.. 800 left.. 100 for toll and parking .. 700 left... Makan , movie , saman .. Watsoever.. Wat is left for ur saving for ur house?? Bro.. If I were u .. Get a cheap 2nd hand car first.. Once u get ur house .. Then only think a better car.. |
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Jul 9 2012, 12:58 PM
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#117
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Jul 9 2012, 01:10 PM
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#118
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QUOTE(Poadster @ Jul 9 2012, 01:01 PM) Its a liability, till the sell off value is more than the bank loan.... then it become an asset... Unker .. Esso/mobil .. Mineral water rm30 above.. Smiles point 1x only..Added on July 9, 2012, 1:03 pm Why my car no tissue box when pump Mobil...?? Only get 1 bottle mineral water...?? Maybe coz its not yet becum Petron...?? Petron .. Rm40 tissue box .. Smiles point 1.5x |
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Jul 9 2012, 01:22 PM
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#119
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QUOTE(Rubz77 @ Jul 9 2012, 01:01 PM) No choice lo bro..I'm a poor ******* .. Have to pay rental, phone bill , even my own ptptn .. Have to support my parents as well.. Wanted a better life .. So dun mind buying cheap car.. So everything I also DIY.. No money mah |
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Jul 9 2012, 01:23 PM
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#120
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Wah.. LYN bustart also cencored
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