Density. If but for ownstay should be no problem.

You mean those people buy it targeting to sell at high price but failed and no money to repay Instalment that is why bank lelong?

CCRIS confirm koyak already.
And also the default owner need to settle the differential amount as well.
Example simple calculation, the Mutiara Ville unit bought at 450k. Lelong sold at 300k.
150k++ (all additional cost to market the unit in lelong will be charged up as well to the defaulter) will be chased by the bank.
Finally owner will be declare bankrupt in the end if not able to settle this amount.