Razman,

you will get Maybank Pre approve loan? because ony Maybank can do the pre-approve loan.

Is it easy to get approve/

What do you mean by pre-approve loan here? Would anything can be revised after that?

Because they Haven't the advertisement permit for launch. So only Maybank can do loan for block C. Something like pre -approved

Pre approved mean approved without any other condition, not even have to submit any document. Are you sure?

It also means that no Black&White documents signed?

i have not apply for loan yet.
but i saw one of the maybank representatives on the launch day to do some basc calculation on income/loan ratio. i think should be ok la...

What is it?
"Pre-approval" means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs. Based on this information, the lender will provide a pre approval letter, which shows your borrowing power. You can visit as many lenders as you like and get several pre-approvals, but keep in mind that each one carries with it a new credit check, which will show up on future credit reports.
Although not a final loan commitment, the pre approval letter can be shown to listing brokers when bidding on a home. It demonstrates your financial strength and shows that you have the ability to go through with a purchase. This information is important to owners since they do not want to accept an offer that is likely to fail because financing cannot be obtained.


http://www.realtor.com/home-finance/buyers...y-a-home-3.aspx

mine was just an informal chatting and basic calculation. nothing was formalised and signed.
i am very sure my cash flow is ok, just the bank have their own calculation.

I just dropped by the showroom yesterday

Nice project to bring up the BTHO area status... Good design and nice layout too. Nice finishings as standard.

But, due to my mum and i wearing shorts and slipper to showroom, nobody cared to talk to both of us..

Anyway, I'd be getting the normal type 3 unit.

Look like those wearing shorts and slipper the one have more $$$ than the smart casual wearning type.

Thanks for explain pre-approval.

Yeah, that was in US, MY is verbal confirmation only. They simply termed it.

This post has been edited by ecin: Aug 1 2012, 10:39 AM

3 buyer here 👍👍👍

is verbal comfirmation valid?

i dont think verbal confirmation is valid. it only act as indicator on how much loan i can apply, that's all.

+1

Will this project also be CONQUAS or "Green" certified?

I had submit maybank. But my banker say project limit is over. He had request Maybank HQ to extend more project limit to this project.

can apply for loan already?
u haven't sign the S&P yet?

Yoohoo , the cake C is finishing soon ! Look forward to staying !

This post has been edited by danielisme: Aug 3 2012, 03:09 PM