QUOTE(qboy123 @ Dec 15 2014, 04:30 PM)
Few months ago I just withdrawn some money to settle partially of my housing loan. Mine is Flexi loan account and the money directly goes into my account as I requested.
If EPF money was not withdrawn for deposit payment, then the amount goes direct into your account, in which this is considered your first withdrawal. However, on loan reducing withdrawals, AFAIK, it goes to the bank loan account.Did you withdraw from EPF when you first purchase the home? If you did, then I guess it's time to update myself.