Government trying to archieve high income for every industries, and medical fees been increase yearly roughly around 10-14%. Government also facing of sustaining the subsidy of hospital budget and expenses that's why our health minister keep promoting or proposing medical health coverage insurance to all nations. The last 1 he proposed was to cut 10% from our monthly salary for that coverage. I am not trying to convince anyone about medical insurance, but do think twice about it for the next 10, 20 or 30 years, do our government hospital still can provide that cheap and liable services? And another question is when anyone sick (severely) get well faster when got cash in hands or those who dont?..just a thought as everyone have their own needs. I changed my thought when i saw some friends and relatives really suffer from sickness when they spend most of their money on it and yet still suffering.