Nothing fishy from the LO I've read.I've sign the loan doc with lawyer already last week and she explained everything to me already. The selling price its not much different from the conventional one, intetest calculation still daily rest like conventional.Flexi payment. Any hidden cost Im not sure, if not I kena con already..hahah. Read the black and white properly, if have doubt ask them.

First of all..its their competitor, so u can expect what they said . 2nd of all, if u plan to take mortgage just to default it, better dont take it at all. . I have 3 home loan from 3 different banks (1 conventional, 2 islamic). My conventional, if I miss 60 days arrears (2 MIA), the rate will be revise to BLR+2.1..

Plus, I tried to be as much as 'syariah compliant' as I can (although there is still imperfection in the system we have to admit). If real Islamic.."you only pay what you borrowed"...

sometimes, people are lazy to read through all the details and want to depend on others to tell which nobody will likely to tell you...

also, some dont care as they need the loan and accept apa apa saja as long as can get the loan

also, some think they can nego or twist later where it is almost impossible....

also, some think all loans are same......