those who always ask about cash advance maybe interested with this card. You can withdraw 50% of your limit with the cost of RM 10 service fees without any interest up to 55 days. If you exceed that 55 days no interest will be levied however you will not be able to use the card until full payment is made

Yes, this is a really good card for cash advance and you can park the money elsewhere. But they will not entertain for GST and annual fee waiver. They are very strict with credit limit, someone who have 100k salary without many cards also only managed to get their classic card with 7k limit only. I hope my point about the late payment should not be treated as something that everyone must do because the officer said they will terminate the card straight away if the late payment exceed certain period (I also hope no one will do this otherwise bank might review this product).

This post has been edited by cenkudu: Jun 24 2012, 11:35 AM

yes, if calculate that way still rugi. but i only tried to ask for waiver once. in case someone who is really loyal customer to them has loan for example maybe can give a try

RM 10 fee is per withdrawal, normally RM 1500 is the max. if you need to withdraw 4.5 k that means RM 30 service fee. but I heard from my friend you can withdraw over the counter for free without fee (haven't tried this yet)

This post has been edited by cenkudu: Jun 24 2012, 03:40 PM