I called a few windscreen shops in Penang and they are quoting me from RM 1000 to RM 1500 (including labor) for an original windscreen from Kia (Korea). Some also told me that there is a cheaper option which is to use local or Thailand windscreen which costs around RM 700 to RM 800 (including labor).

By the way, if your damage is not very serious, a broken or cracked windscreen can actually be repaired for around RM 80 depends on the size of your damage. Although the repair won't 100% cure your damaged windscreen, but at least the crack or broken hole can be filled and it will become less obvious and prevent it from cracking longer.

If you still want to buy the windscreen insurance, make sure the cost of tinting front windscreen (around RM 200 ~ RM 500) is included as part of your sum insured amount.