No, you earn your income in Singapore, therefore you declare your income in Singapore. Malaysian authority would not come after you. If you have more rental income >$20k per annum, then perhaps you need to declare, then again, small amount. A lot investors I know declare the property they own as owner occupied, so no declaration needed.

But just to caution you on your borrowing, if you have no credit history in Malaysia (incoem tax, car loan, credit card), they may only grant you 80% MOF only as opposed to 90% loan (for first 2 property loan). Hence before you buy, try to leave a credit history in Malaysia, even PTPTN loan counts. Once you have a clean CCRIS, you shouldnt have problem to apply for a loan.

I think a lot of Msian working in Sg do buy properties back home.

No problem, they never asked.

MY Bank will look at your SG income when processing your loan application. The bank usually advice you not to clear all your loan too fast (>5 years) as that will put you on alert list for LHDN check ( I just think they want to earn some interest $$ from me). If you have mothing to hide then it is ok.

hi.
since it is going to be my first job interview in singapore. am a bit nervous.
if the company asks "why do you want to work in singapore?"
how should i answer?
thanks

Better salary, better career advancement. Singapore is one of the fastest growing country hence would like to be part of the growth. Security here is way better, you can see yourself raising a family here hahaha.

hahaha those are the reasons i applied in singapore as well
i just didn't know that i can be that frank during the interview hahaha

another question.
usually when we apply for jobs in malaysia. we state our "expected salary" based on our current salary.
but when it comes to singapore. what is the market rate like? is there a website showing the salary trend in singapore?
am thinking what to insert in the "expected salary" column.
thanks

Be frank, everyone knows why you apply to Singapore. You can indicate your current salary +20% increment. But also depends on your experience, if you are confident just put a price and say negotiable. Just google for singapore salary wage.

Alamak, I have no credit history in Malaysia. I only have credit card history in SG + substantial SGD as evident in my bank statement.

Any advice? Thanks.

thanks for the info
newbie here

Try to apply for a Malaysia credit card. I made a terrible mistake of cancelling my msia credit card (due to audit, conflict of interest) and paying off my car loan when I came to Singapore. And when I try to apply for one now, credit card company always rejects me despite my salary and my housing loan I took in Malaysia. I heard if you apply in Johor branch, you may get one, but I have yet to try.

My first loan was approved at only 80% but after much appeal and showing that I do have a credit record (car loan redemption) only did I get a 90% loan. After that, every loan is pretty easy to get.

Will it be too late to apply a CC now in Malaysia? Bcos I am going to apply for a bank loan within this 2 weeks already.

Did you put in the option to purchase the clause of subject to 90% loan? you will still get a loan but only at reduced margin. recently I also applied for a commercial loan, everyone get 80%, I only get 70% cause all income from singapore . no choice but to top up.

Hi guys, would like to ask if Malaysian work in Singapore for more than 183 days but didn't stay in Singapore(everyday commute) still taxable? How much?

This post has been edited by sapapa: Jul 10 2012, 11:55 AM

guys i have one urgent question.i am planning to convert my driving license asap. But if I convert, meaning i will not have malaysia driving license anymore? can i still drive malaysian car in malaysia after i convert to singapore driving license?

Yes..it whether u will be taxable based on the residents rates or the non-residents rates...where can avoid taxes one....its worst if u work/stay in Singapore for less than 183 days...because its a FLAT tax rate...in which you can claim back the income tax rebate the next physical year....

Source
IRAS tax rates for both residents & non-residents

Just get a JPJ transcript (dont get from JB else they sort of black list you or extort money from you), sit for theory and you are done.

I hv both Msia & Singapore driving license. Sg driving license is an international license hence evem if they treaten not to renew your license you can still drive any car.

SG driving license isnt an international driving license...u will still need to apply for an international driving license....goes the same for malaysia driving license who wants to apply/get an international driving license...
This is what I got
International Driving Permit(IDP)

This post has been edited by tailtwist: Jul 10 2012, 01:09 PM

Is it? Somehow I got the impression that Sg is an international license.

U will still need to apply for it....no country will accept another diff country's driving license...like my bro-in-law in UK....applied for International Driving permit....using MY driving license...goes the same for singapore driving license as well

This post has been edited by tailtwist: Jul 10 2012, 01:24 PM

wow
we learn something enw everyreday