QUOTE(r1v3r @ Jul 14 2012, 11:25 PM)
Added on July 14, 2012, 11:29 pmerr things like unexpected family matter is hard to predict.. always need to keep a backup, can't leverage too much. The calculator only provide half of the answer, you need to 'guess' your future cash flow and reserve level.
depends lor, whether to live, invest or speculate... more risk of course more return...
QUOTE(cless^alvein @ Jul 14 2012, 11:52 PM)
when will be the next gathering? kinda bored at SG..
hi. welcum to d club.. siapa lu?
QUOTE(seantang @ Jul 15 2012, 12:16 AM)
My colleague gave me a freelancer that he used. He'll compiles and present the features of all the loans from major banks and any specific banks you ask. Yes, he'll be biased towards the bank with the highest commission but simply to get a single report listing all the loans with common denominators is damn useful already. Much easier to shop around. Then for courtesy, listen to the guy's pitch for 15 minutes lor.
freelancer?

those independent financial planners?
QUOTE(FuQuO @ Jul 15 2012, 10:12 AM)
Thanks all sifu for your valuable advice. I will make a thorough survey before any decision to be made.
I'm currently working in the west, any recommendation which area should I look into to get a decent unit should I decided to get one in SG? Be it new/used. I would prefer 2-3 bedrooms unit, around or below $800psf. Any informative websites will be appreciated.
800psf? private? or hdb ec bdss?